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Automakers Are Sharing Consumers’ Driving Behavior With Insurance Companies Login/Join 
His diet consists of black
coffee, and sarcasm.
Picture of egregore
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^^^ Good to know, Michael. Smile I sent off for the mail order version.

This message has been edited. Last edited by: egregore,
 
Posts: 30148 | Location: Johnson City, TN | Registered: April 28, 2012Reply With QuoteReport This Post
Member
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I thought I read the Texas Attorney Genersl successfully sued GM for selling drivers information? This is the time for Trump Administration to either by EO or legislation outlaw the selling of personal driver information without the drivers consent.

This message has been edited. Last edited by: calugo,
 
Posts: 1959 | Location: USA | Registered: December 11, 2005Reply With QuoteReport This Post
Political Cynic
Picture of nhtagmember
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Agreed. We are not likely to get a more consumer friendly executive than we have now.
 
Posts: 54574 | Location: Tucson Arizona | Registered: January 16, 2002Reply With QuoteReport This Post
Chilihead and Barbeque Aficionado
Picture of 2Adefender
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Today I got my eleventy fifteenth email from Toyota, saying I have been identified as a safe driver, and offering to sign me up for discounted auto insurance with Progressive.

You can opt out of their monitoring programs, if you’re willing to find the convoluted forms hidden on their web site. Yea, right.


_________________________
2nd Amendment Defender

The Second Amendment is not about hunting or sport shooting.
 
Posts: 10626 | Location: FL | Registered: December 29, 2003Reply With QuoteReport This Post
Honky Lips
Picture of FenderBender
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I for one cannot wait for FSD so it doesn't matter.


___________________________
The point is, who will stop me?
https://sigforum.com/eve/forum...990026293#5990026293
 
Posts: 8526 | Location: Great Basin | Registered: July 24, 2009Reply With QuoteReport This Post
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Picture of vthoky
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quote:
Originally posted by FenderBender:
I for one cannot wait for FSD so it doesn't matter.


FSD?




God bless America.
 
Posts: 14771 | Location: Virginia | Registered: July 15, 2007Reply With QuoteReport This Post
Honky Lips
Picture of FenderBender
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quote:
Originally posted by vthoky:
quote:
Originally posted by FenderBender:
I for one cannot wait for FSD so it doesn't matter.


FSD?


full self driving, within 10 years you'll not be allowed to drive in most cases. Because human drivers will be entirely uninsurable.

even with just Teslas it's already crystal clear.
https://www.tesla.com/VehicleSafetyReport


___________________________
The point is, who will stop me?
https://sigforum.com/eve/forum...990026293#5990026293
 
Posts: 8526 | Location: Great Basin | Registered: July 24, 2009Reply With QuoteReport This Post
Prepared for the Worst, Providing the Best
Picture of 92fstech
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Yet another reason to not own a new car. I knew from the moment they started connecting cars to the Internet that this was going to be a thing. It's a huge part of my distaste for EVs...they're not the only vehicles that do this, but every one of them does.

My insurance agent offered me a discount to put their monitoring app on my phone. I politely told her to FOAD. It's none of their business how I drive unless I cause an accident.
 
Posts: 10669 | Location: In the Cornfields | Registered: May 25, 2006Reply With QuoteReport This Post
Tinker Sailor Soldier Pie
Picture of Balzé Halzé
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quote:
Originally posted by FenderBender:

full self driving, within 10 years you'll not be allowed to drive in most cases. Because human drivers will be entirely uninsurable.



This and a cashless society would be the death blow to American freedom. May God forbid it.


~Alan

Acta Non Verba
NRA Life Member (Patron)
God, Family, Guns, Country

Men will fight and die to protect women... because women protect everything else. ~Andrew Klavan

 
Posts: 31413 | Location: Elv. 7,000 feet, Utah | Registered: October 29, 2012Reply With QuoteReport This Post
Member
Picture of vthoky
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quote:
Originally posted by FenderBender:
full self driving,


Thank you.


I'm definitely not a fan of that craziness. Geeze.




God bless America.
 
Posts: 14771 | Location: Virginia | Registered: July 15, 2007Reply With QuoteReport This Post
Don't Panic
Picture of joel9507
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quote:
Originally posted by Balzé Halzé:
Isn't this something that you must at some point opt into?

The connection with your insurance company, yes, that doesn't just happen automatically - that's a deal you explicitly agree to with the insurer in exchange for cheaper rates.

Assuming you have a car that qualifies for a 'safe driving' discount, and you've agreed, the insurer then takes that agreement to the carmaker, and they then hook up the insurer to your car's data.
 
Posts: 15447 | Location: North Carolina | Registered: October 15, 2007Reply With QuoteReport This Post
Thank you
Very little
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quote:
Originally posted by joel9507:
quote:
Originally posted by Balzé Halzé:
Isn't this something that you must at some point opt into?

The connection with your insurance company, yes, that doesn't just happen automatically - that's a deal you explicitly agree to with the insurer in exchange for cheaper rates.

Assuming you have a car that qualifies for a 'safe driving' discount, and you've agreed, the insurer then takes that agreement to the carmaker, and they then hook up the insurer to your car's data.


My understanding is that you must opt out using the cars infotainment setup and selecting that option.

Don't believe opting out stops the vehicle from recording data, and GM from collecting data, it just stops them from sharing your data with third parties.

At any time the legal system can obtain that with a warrant, as could any insurance company regarding the vehicles condition and your driving at the time of an accident, or, should you go and try to get out of a ticket for rolling a stop sign.

The government could obtain data to prove you did or did not stop, or your attorney could get that data, if its been recorded.
 
Posts: 25998 | Location: Gunshine State | Registered: November 07, 2008Reply With QuoteReport This Post
His diet consists of black
coffee, and sarcasm.
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Cars with air bags have had a data recorder, activated by a deployment and showing the last few seconds before impact, for decades. But this crosses the line.
 
Posts: 30148 | Location: Johnson City, TN | Registered: April 28, 2012Reply With QuoteReport This Post
thin skin can't win
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quote:
Originally posted by ZSMICHAEL:
I suggest ALL of you get a copy of your LexusNexus. https://consumer.risk.lexisnexis.com/consumer[/url]

What if I'm driving an Infinity?
Razz



You only have integrity once. - imprezaguy02

 
Posts: 13106 | Location: Madison, MS | Registered: December 10, 2007Reply With QuoteReport This Post
delicately calloused
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I don’t like this, but the most they’ll catch me doing is driving 7 over on the highway and forgetting to turn my blinker off if I remember to use it at all.



You’re a lying dog-faced pony soldier
 
Posts: 30462 | Location: Norris Lake, TN | Registered: May 07, 2008Reply With QuoteReport This Post
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I will just wait for the flying cars like the Jetsons had. Remember technology fucks up a lot. People put too much faith in technology. Remember humans designed and placed those chips.
 
Posts: 18165 | Location: Stuck at home | Registered: January 02, 2015Reply With QuoteReport This Post
Just for the
hell of it
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Honda does it with the Honda app. You can or at least could last year delete the app and ask Honda to delete your account. I’ve done both. The app really doesn’t do anything or at least for my car didn’t except show mileage and maintenance codes which I can easily see in the menu on the car.

I don’t have anything to hide with my driving but f*&# Honda or any company that wants to sell my info.


_____________________________________

Because in the end, you won’t remember the time you spent working in the office or mowing your lawn. Climb that goddamn mountain. Jack Kerouac
 
Posts: 16565 | Registered: March 27, 2004Reply With QuoteReport This Post
His diet consists of black
coffee, and sarcasm.
Picture of egregore
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quote:
full self driving, within 10 years you'll not be allowed to drive in most cases.

Are you making a pessimistic, dystopian future prediction, or do you actually favor this?
 
Posts: 30148 | Location: Johnson City, TN | Registered: April 28, 2012Reply With QuoteReport This Post
Honky Lips
Picture of FenderBender
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quote:
Originally posted by egregore:
quote:
full self driving, within 10 years you'll not be allowed to drive in most cases.

Are you making a pessimistic, dystopian future prediction, or do you actually favor this?


I'm making an educated guess. Tesla auto pilot is already 7 to 8 times less likely to have an accident. Insurance companies like reducing risk, and therefore payouts. Cars will adopt the technology, and the lobbying will push for forcing it starting with highways and moving to lower and lower density areas. To where driving is on closed circuit only.

My feelings are irrelevant. But I don't really have an issue with it, if you're worried about being tracked best to toss your cellphone.


___________________________
The point is, who will stop me?
https://sigforum.com/eve/forum...990026293#5990026293
 
Posts: 8526 | Location: Great Basin | Registered: July 24, 2009Reply With QuoteReport This Post
Prepared for the Worst, Providing the Best
Picture of 92fstech
posted Hide Post
quote:
Originally posted by joel9507:
quote:
Originally posted by Balzé Halzé:
Isn't this something that you must at some point opt into?

The connection with your insurance company, yes, that doesn't just happen automatically - that's a deal you explicitly agree to with the insurer in exchange for cheaper rates.

Assuming you have a car that qualifies for a 'safe driving' discount, and you've agreed, the insurer then takes that agreement to the carmaker, and they then hook up the insurer to your car's data.


This is true for now. But knowing how insurance companies work, once it becomes the technological norm, they'll just refuse to insure you if you don't provide the data either through your vehicle or a cell phone app.

And those apps suck. My son had to use one for the first six months after driver's Ed, and we let it run on a four lane highway while we were travelling to my parent's house for Christmas. No sudden stops or anything like that, very light traffic, always within 5mph of the speed limit...the damn thing still complained about my driving. It would probably lose its little mind if I let it run while I'm at work...yet I've only ever been in one at-fault accident in the past 20+ years of driving, and that was a very low-speed backing into another vehicle in a parking lot. We did a report, but neither of us even made a claim there was so little damage.

I'm sure it'll eventually be mandated, but I'm going to fight it as long as I can.
 
Posts: 10669 | Location: In the Cornfields | Registered: May 25, 2006Reply With QuoteReport This Post
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