The markets had another great day. My work account is 20% YTD. My wife's work account is in the teens. Our other three accounts are also in the teens. How are your accounts performing?

Up 70%

Ours have been performing well.

+16% YTD

Just shy of 14% over the past year. I’m tempted to shift to a higher risk mutual, but with less than 10 (hopefully no more than 6) years to retirement I am undecided.

Very well.

Very, very well at this moment.

We have a few accounts, but they are all high teens to low twenties. Can't complain at all. It's got to correct in the next couple years though.

quote:

Originally posted by 911Boss:
Just shy of 14% over the past year. I’m tempted to shift to a higher risk mutual, but with less than 10 (hopefully no more than 6) years to retirement I am undecided.

I'm in high risk and plan another 25 years working. My wife is high-moderate risk with about 15 years left.

In the teens.

I'm in the black 14.25% over the past 12 months.

I reduced the risk element of my accounts significantly when I retired 11 years ago. So these days the return is commensurately less than when I was younger. Mid-high single digit percentage is all I see now.

Of course, it is a question that can only be answered in relation to a benchmark. If you're close to retirement or in retirement and have an allocation heavy in fixed income, it makes no sense to compare your return to the S&P.

I make my living primarily in the markets, so most of my non-retirement assets other than the house are "at risk." My retirement accounts are therefore structured to have a significantly lower risk profile (standard deviation) than the S&P500. They are still slightly outperforming the relevant benchmarks due to excellent selection of securities.

That said, if you are in equities to any significant degree and you're accounts are not performing well, it is time to re-examine your allocations or switch advisors.

Be sure to compare the expense ratios and any other costs too, not just the share price.

15 and 17.5 %. Two accounts

12 3/4%

I am retired now, and into conservative mode.

Well. I am heavily weighted in Apple stock. Not intetionally, it has just grown more than all the others.

threads like this are tough because many tend to overstate their returns.

I've seen many who have said things like they were pulling out for various reasons, and then when the market goes up, the same person will claim some hyper performance.

My mutual funds are between 3 and 17%.

No clue. I am too young to care. Won't be retiring for 25-30 years.

If I got excited every time it went up a bunch or down a ton then I'd likely have a heart attack before I could use any of it.