I’ve got a guy in another state that wants to buy a rifle I have for sale, shipped to his ffl. What would be the best way for me to accept payment?

USPS Money Order

Zelle

zelle is my 1st choice as well but thru my bank up to $2k, either buying or selling.

zelle thru the app only is limited to $500/week.

zelle is near instantaneous with no fees. account is tied to checking account by cell # or email.

As a Luddite, I generally use/specify a USPS money order, and cash it at the Post Office.

Keep in mind that the USPS cashes MO out of the counter's cash drawer for the day. If it is for a significant amount it can be a pain to cash it.

I just cashed one for $500 and it took going to 3 different PO and after i struck out at the 3rd one and was back in my truck one of the ladies came out and stopped me to let me know that someone behind me in line bought a bigger MO with cash and they could cover my MO.

quote:

As a Luddite, I generally use/specify a USPS money order, and cash it at the Post Office.

^^^^^
I just deposit USPSMO in my account. Is there an advantage to going to the USPS other than getting cash?

The Post Office will be able to spot a fake money order immediately, the bank may not. If you deposit the money order in you bank account, ship the item and it turns out the money order was a fake, you are out of luck.

^^^^
Trying to avoid the USPS at all costs. How long does it take for the bank to identify a bogus money order? I would typically wait seven business days for a personal check to clear, what about a money order? I may just ask the bank branch manager if no one knows for certain.

I always use USPS Money Order for all my firearm transaction, Buying or selling.