SIGforum.com Main Page The Lounge Poll: Do you carry CCW / Self-Defense Insurance / Policy Protection?
Main Page The Lounge Poll: Do you carry CCW / Self-Defense Insurance / Policy Protection?Go | New | Find | Notify | Tools | Reply | |
His Royal Hiney |
I just want to get a feel for this group's use or non-use of self-defense legal protection. The reason for my question is now I have the liberty to consider it while I'm waiting for my CCW permit. Yes, I took a training class after the CCW one. The actual shooting class made me realize the manual safety on my Sig P365XL was not the optimal choice. (We live and learn.) If you carry it, what's your number one reason for paying for it? If you don't have it, what's your number one reason for not having it? "It did not really matter what we expected from life, but rather what life expected from us. We needed to stop asking about the meaning of life, and instead to think of ourselves as those who were being questioned by life – daily and hourly. Our answer must consist not in talk and meditation, but in right action and in right conduct. Life ultimately means taking the responsibility to find the right answer to its problems and to fulfill the tasks which it constantly sets for each individual." Viktor Frankl, Man's Search for Meaning, 1946. | ||
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| Bookers Bourbon and a good cigar  |
Not something I feel is necessary. If you're goin' through hell, keep on going. Don't slow down. If you're scared don't show it. You might get out before the devil even knows you're there. NRA ENDOWMENT LIFE MEMBER | |||
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| A day late, and a dollar short  |
My sentiments exactly. ____________________________ NRA Life Member, Annual Member GOA, MGO Annual Member | |||
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| Member |
I have Insurance . Even a " good shoot " can cost you a ton of money to defend in Court . Some states offer you legal protection from civil suits if you are not charged or found innocent . Mine does not . | |||
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Facts are stubborn things |
I have a personal liability policy that makes CCW insurance redundant. Do, Or do not. There is no try. | |||
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| Member |
Does it cover legal fees , bond , etc. ? | |||
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Shall Not Be Infringed |
CCW Insurance and Self-Defense Legal Protection are two different things....Liability Insurance vs. Legal Defense services. ____________________________________________________________ If Some is Good, and More is Better.....then Too Much, is Just Enough !! Trump 2024....Make America Great Again! "May Almighty God bless the United States of America" - parabellum 7/26/20 Live Free or Die! | |||
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| Member |
basically self-insured so the answer is no ___________________ Proverbs 27:17 - As iron sharpens iron, so one man sharpens another. | |||
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| The Main Thing Is Not To Get Excited  |
voted yes. I t is hugely unlikely that I will ever need it. If I need it and don't have it I could very well be bankrupt. Last summer I had to go to Seattle several times for medical reasons and I was glad to have it. I didn't need it, just knowing and so forth. It's cheap besides. _______________________ | |||
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| Member |
With the area I live in I don't deem it necessary. _________________________________________________ "Once abolish the God, and the Government becomes the God." --- G.K. Chesterton | |||
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| Member |
Right. Its not the issue of you being sued civilly. Will your personal liability pay for your legal defense if you are criminally charged after a shooting incident. Think George Zimmerman type case. | |||
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| Veteran of the Psychic Wars |
IMHO, it depends on where you live. If you live where local prosecutors are anti-gun/concealed carry, then even in a "good" shoot, you can expect some issues. Having an attorney on retainer or some form of self defense insurance might be prudent. Now, if you live where the people believe in being law-abiding and support the right to defend ones self, then it is not that critical. Again, where you live/political climate will be the deciding factor. __________________________ "just look at the flowers..." | |||
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| Just because you can, doesn't mean you should |
No. 1. It's not insurance, in spite of what the sellers try to imply. When someone tries to misrepresent what they are selling, I get extra cautious. 2. As a general rule, I consider it a defective product. 3. I've seen people ask on a number of forums, including here, for anyone that has used (not just bought) this product or has direct knowledge of someone they know that has used it. So far, no one has. 4. I have tried to educate myself on use of force law and it's practical application and read many court decisions to get an idea of how it's applied in the real world. I'm not a lawyer but try to know as much as I can to help guide me and realize my limitations in that area. 5. I am old enough to have learned to practice a few habits that I think serve me well as a firearms carrier. 6.I am not someone with a bad temperament that tend to get me into confrontations and don't knowingly associate others or places where I am likely to have an enhanced risk to my personal safety. 7. I have made a conscious effort to raise my situational awareness to a much higher level than I had before becoming a regular carrier. 8. I live and rarely travel to any area where local police and prosecutors have a pro-criminal or anti-gun mentality. The few occasions I do, I can't carry there anyway. With those and other practices in place, I feel the risk/reward ratio of the one or two somewhat legitimate products this refers to are not a good value to me. ___________________________ Avoid buying ChiCom/CCP products whenever possible. | |||
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Sigforum K9 handler |
Nope. I heard this snake oil best explained as your cars extended warranty. | |||
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| Sigforum K9 handler |
Very well thought out reply. | |||
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| Peace through superior firepower  |
No, I do not ____________________________________________________ "I am your retribution." - Donald Trump, speech at CPAC, March 4, 2023 | |||
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Mensch |
Nope. ------------------------------------------------------------------------ "Yidn, shreibt un fershreibt" "The Nazis entered this war under the rather childish delusion that they were going to bomb everyone else, and nobody was going to bomb them. At Rotterdam, London, Warsaw and half a hundred other places, they put their rather naive theory into operation. They sowed the wind, and now they are going to reap the whirlwind." -Bomber Harris | |||
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| Sigforum K9 handler |
Here’s the thing, if I look at a thing, and I ask “would an idiot do that?”, and the answer is yes, I do not do that thing. That sage advice really negates the need for this type of stuff. | |||
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| Member |
I do. USCCA. Its costs a dollar a day. I wouldnt bother with it if I thought my legal right to self defense would be defended or upheld by prosecutors, judges or courts. It would seem that many in these positions would regard me as some type of criminal if I had to act to protect my safety. End of Earth: 2 Miles Upper Peninsula: 4 Miles | |||
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quarter MOA visionary |
Yes, Texas Law Shield ... have for many years and hope never to have to need it. Definitely not snake oil  but I understand if you prefer to take any legal risk on your own.It's a personal decision. | |||
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SIGforum.com Main Page The Lounge Poll: Do you carry CCW / Self-Defense Insurance / Policy Protection?
Main Page The Lounge Poll: Do you carry CCW / Self-Defense Insurance / Policy Protection?© SIGforum 2024