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Yeah, you don't call HSN and argue, you call your card holder and tell them you're disputing the charges. They tell you it' done and they're sending a new card.

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Secondly, it absolutely kills me when, invariably, members will come into threads such as this and say "Hey, it's no biggie. The CC companies don't care. Just another day."

I don't know about you, but I don't want to be any part of financing some lowlife scumbag thief, not even if I'm not liable. This seems to be lost entirely upon some members.

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Originally posted by dking271:

Some asshole using the name Mary Collins in Bristol, TN tried purchasing $374.45 on my card from Home Shopping Network (HSN.com). I caught it before the charge was applied to my account and have spent the last 45 minutes getting the order cancelled with HSN. Burn in hell you thieving asshole!!

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Originally posted by dking271:

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Yeah, you don't call HSN and argue, you call your card holder and tell them you're disputing the charges. They tell you it' done and they're sending a new card.

Yes, my credit card company just kills the charge, issues me a new card, and HSN is out the merchandise the thieving asshole stole. Nobody argued with HSN, they were trying to figure out how to keep the merchandise from being sent which We did. BTW, Chase didn’t give a rats ass. When there are no consequences and the thieves continually get the goods, why would they ever stop. Most of you guys are missing the point. Like taxes, these write offs are passed along to the consumer in higher prices.

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Secondly, it absolutely kills me when, invariably, members will come into threads such as this and say "Hey, it's no biggie. The CC companies don't care. Just another day."

I don't know about you, but I don't want to be any part of financing some lowlife scumbag thief, not even if I'm not liable. This seems to be lost entirely upon some members.

This!!

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I think a couple of guys are definitely missing the point, and it's the guys who think everybody else is missing the point.

If you set up notifications from your CC company, you find out way before the item is shipped that there's a charge.

You tell your CC company to deny the charges and the merchandise never gets shipped. That's what I'm saying.

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Originally posted by dking271:

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I think a couple of guys are definitely missing the point, and it's the guys who think everybody else is missing the point.

If you set up notifications from your CC company, you find out way before the item is shipped that there's a charge.

You tell your CC company to deny the charges and the merchandise never gets shipped. That's what I'm saying.

Not the case with Chase bank! I was specifically told to wait for the charge and dispute it. Chase would then withhold payment and the merchant is out for processing the fraudulent charge. They don’t care if the merchandise gets shipped. Chase gave me the phone number and order number for HSN if I wanted to alert them of the fraudulent order. HSN supervisor was appreciative because had the order shipped they would have had to rely on an insurance claim for reimbursement. Maybe the rant should be on Chase, but speaking with my credit union security team several years back, they have so many fraudulent case charges and lack the resources to pursue them criminally.

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You must've got a new affirmative action hire.

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Originally posted by V-Tail:

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You must've got a new affirmative action hire.