SIGforum.com    Main Page  Hop To Forum Categories  What's Your Deal!    Our Credit Union Got Rid Of Human Tellers At Drive-Through!
Page 1 2 
Go
New
Find
Notify
Tools
Reply
  
Our Credit Union Got Rid Of Human Tellers At Drive-Through! Login/Join 
Member
Picture of Expert308
posted Hide Post
My former CU has 4 drive-thru lanes, two with a human teller and two with ATMs. I never see anyone in the teller lanes anymore, so for all I know they may have closed them. My current CU has two walk-up ATMs on the outside of the building, no drive-thru at all, and real people inside. I usually use the old CU's drive-thru just because it's closer to home, for things like cash withdrawls and transfers. For deposits I have to drive over to the new one.
 
Posts: 5048 | Location: Portland, OR | Registered: February 12, 2007Reply With QuoteReport This Post
Member
Picture of Sailor1911
posted Hide Post
Taking a cue from McDonald's, perhaps?


------------------------------
Place your clothes and weapons where you can find them in the dark.

“If in winning a race, you lose the respect of your fellow competitors, then you have won nothing” - Paul Elvstrom "The Great Dane" 1928 - 2016
 
Posts: 2155 | Location: Wichita, Kansas | Registered: March 27, 2011Reply With QuoteReport This Post
Member
posted Hide Post
I don't go to the bank very often but when I do I like to deal with a real person . I'm retired and my pension is direct deposited but I have a little part time gig that pays by paper check weekly . I swing by the drive thru and deposit it on pay day .
I also have a savings account at a Credit Union nearby and go inside because they have one of those cool coin counting machines in the lobby . Dump a bucket of change in and take the ticket to the Teller to deposit it . Cheap entertainment . Big Grin
 
Posts: 1340 | Location: The deep South | Registered: February 27, 2009Reply With QuoteReport This Post
stupid beyond
all belief
Picture of Deqlyn
posted Hide Post
i havent been to a bank in years



What man is a man that does not make the world better. -Balian of Ibelin

Only boring people get bored. - Ruth Burke
 
Posts: 7551 | Registered: September 13, 2012Reply With QuoteReport This Post
I'm Fine
Picture of SBrooks
posted Hide Post
Our drive thrus still hook you up with a human, just not sitting at that branch. They all sit in a main office somewhere and hook up with each drive thru in rotation on camera. Can deposit and withdraw, etc. just like with a real person.


------------------
SBrooks
 
Posts: 2768 | Location: East Tennessee | Registered: August 21, 2006Reply With QuoteReport This Post
Member
posted Hide Post
Yup, our credit union opened one of those banks with no tellers, just kiosks that link you to a teller remotely. Since the new bank was near work, figured I'll stop in while running my errands at lunch instead of on the way home. I had to ask where she was, oh, at the bank by my house...I was amused.
Btw, The atm's here take checks, even get a check image printed on your receipt...or go online for a scanned image.
 
Posts: 64 | Registered: March 08, 2007Reply With QuoteReport This Post
Run Silent
Run Deep

Picture of Patriot
posted Hide Post
quote:
Originally posted by PASig:
She just cannot unload all them and go into our credit union to make a deposit or cash a check, etc.


Why’s that now?

Part of being a parent...

What did Moms do before drive thrus?


_____________________________
Pledge allegiance or pack your bag!
The problem with Socialism is that eventually you run out of other people's money. - Margaret Thatcher
Spread my work ethic, not my wealth
 
Posts: 5584 | Location: South East, Pa | Registered: July 04, 2002Reply With QuoteReport This Post
That rug really tied
the room together.
Picture of bubbatime
posted Hide Post
quote:
Originally posted by Patriot:
quote:
Originally posted by PASig:
She just cannot unload all them and go into our credit union to make a deposit or cash a check, etc.


Why’s that now?

Part of being a parent...

What did Moms do before drive thrus?


You havent raised kids in a while, if at all I see.


______________________________________________________
Often times a very small man can cast a very large shadow
 
Posts: 3963 | Location: Floriduh | Registered: October 16, 2004Reply With QuoteReport This Post
Enjoy Computer Living
Picture of LoungeChair
posted Hide Post
Drive thru?
I haven’t seen one of those around here since the 70’s



-Loungechair
 
Posts: 567 | Registered: October 07, 2012Reply With QuoteReport This Post
Run Silent
Run Deep

Picture of Patriot
posted Hide Post
quote:
Originally posted by bubbatime:
quote:
Originally posted by Patriot:
quote:
Originally posted by PASig:
She just cannot unload all them and go into our credit union to make a deposit or cash a check, etc.


Why’s that now?

Part of being a parent...

What did Moms do before drive thrus?


You havent raised kids in a while, if at all I see.



Why’s that matter?

And I have raised two...and currently drag around 4 grandchildren. Yup, ages 10 to 2 and we all get out to go into the Wawa or anywhere else for that matter. When two year old was baby, same thing. Held him with three little girls in tow.


_____________________________
Pledge allegiance or pack your bag!
The problem with Socialism is that eventually you run out of other people's money. - Margaret Thatcher
Spread my work ethic, not my wealth
 
Posts: 5584 | Location: South East, Pa | Registered: July 04, 2002Reply With QuoteReport This Post
Sigforum K9 handler
Picture of jljones
posted Hide Post
^^^^^
So you're that guy. Big Grin


_______________________________________________________________________
www.opspectraining.com

"Make it a shooting, and not a gunfight" LSP552 02/19/2011



 
Posts: 30696 | Location: Logical | Registered: September 12, 2004Reply With QuoteReport This Post
On the DL
Picture of V-Tail
posted Hide Post
I was in a bit of a hurry the other day, trying to get into WaWa, pay for my stuff, and get out.

There was this grandfatherly looking dude with four kids, youngest maybe two years old, oldest around ten. Kids were getting underfoot, none of them could decide what they really wanted, holding up the line at the register, it was a mess.



A mind is a terrible thing.
 
Posts: 16281 | Location: Central Florida (near Orlando) | Registered: January 03, 2010Reply With QuoteReport This Post
Run Silent
Run Deep

Picture of Patriot
posted Hide Post
quote:
Originally posted by V-Tail:
I was in a bit of a hurry the other day, trying to get into WaWa, pay for my stuff, and get out.

There was this grandfatherly looking dude with four kids, youngest maybe two years old, oldest around ten. Kids were getting underfoot, none of them could decide what they really wanted, holding up the line at the register, it was a mess.


Wasn’t me dude...I’m 52 and look 42... Smile


_____________________________
Pledge allegiance or pack your bag!
The problem with Socialism is that eventually you run out of other people's money. - Margaret Thatcher
Spread my work ethic, not my wealth
 
Posts: 5584 | Location: South East, Pa | Registered: July 04, 2002Reply With QuoteReport This Post
Run Silent
Run Deep

Picture of Patriot
posted Hide Post
quote:
Originally posted by jljones:
^^^^^
So you're that guy. Big Grin


Nah, I stack the little shits in the corner and tell them not to move.

Big Grin


_____________________________
Pledge allegiance or pack your bag!
The problem with Socialism is that eventually you run out of other people's money. - Margaret Thatcher
Spread my work ethic, not my wealth
 
Posts: 5584 | Location: South East, Pa | Registered: July 04, 2002Reply With QuoteReport This Post
Member
Picture of K0ZZZ
posted Hide Post
quote:
Originally posted by V-Tail:
Drive-through? You're lucky to have one.

My credit union does have them at some branches, but the only branch anywhere near me is located in a strip mall and there is no drive-through.

If I don't want to go inside and wait in line, I have two choices:
  1. Use the app that takes a picture of the check and makes the deposit remotely. This is convenient, I can do it in my underwear from the comfort of my own home, but the downside is they put a hold on it for three business days.

  2. Endorse the check for deposit, stick it in an envelope, and drop it in the night deposit slot. No hold on the check when I do it this way.


After I do the photo deposit from USAA, I have the funds released that second. I deposited a 10k$ check recently when I sold a car and immediately was able to use it. Having it held for days just seems wrong to me now...


... Chad



Concealed Carry for Newbies - https://www.amazon.com/gp/product/B01J0DHX0M
http://shotworkspro.com - Much better than scrap paper!
 
Posts: 425 | Location: Colorado Springs, CO | Registered: December 14, 2009Reply With QuoteReport This Post
Security Sage
Picture of striker1
posted Hide Post
Many banks have gone to ITMs. They are Interactive Teller Machines during business hours, and then switch back to "ATM" mode for off hours. My company installs a bunch of these every month.



RB

 
Posts: 6171 | Location: Michiana | Registered: March 01, 2005Reply With QuoteReport This Post
Member
posted Hide Post
quote:
Originally posted by K0ZZZ:
quote:
Originally posted by V-Tail:
Drive-through? You're lucky to have one.

My credit union does have them at some branches, but the only branch anywhere near me is located in a strip mall and there is no drive-through.

If I don't want to go inside and wait in line, I have two choices:
  1. Use the app that takes a picture of the check and makes the deposit remotely. This is convenient, I can do it in my underwear from the comfort of my own home, but the downside is they put a hold on it for three business days.

  2. Endorse the check for deposit, stick it in an envelope, and drop it in the night deposit slot. No hold on the check when I do it this way.


After I do the photo deposit from USAA, I have the funds released that second. I deposited a 10k$ check recently when I sold a car and immediately was able to use it. Having it held for days just seems wrong to me now...


The USAA app is pretty stellar. Almost all my banking is through the app.


--
No matter where you go, there you are
 
Posts: 1369 | Location: Roswell, GA | Registered: March 10, 2009Reply With QuoteReport This Post
  Powered by Social Strata Page 1 2  
 

SIGforum.com    Main Page  Hop To Forum Categories  What's Your Deal!    Our Credit Union Got Rid Of Human Tellers At Drive-Through!

© SIGforum 2017