I'm only getting 1%. I'm sure I can do better. Got a favorite with acceptable customer service? I'm mainly interested in MC or Visa. TIA.

Amazon Prime Visa

USAA limitless cash back VISA. 2.5%.

Fidelity 2% cashback direct to investment account each month. Currently clothes for the kids education funds

quote:

Originally posted by 6guns:
Amazon Prime Visa

Same here

Another vote for Amazon Prime VISA. I get the highest percentages back with that one.

Citibank Costco Visa (need a Costco membership). It pays 1% on Everything, 2% on Costco purchases, 3% restaurants and travel, 4% on gas. No limit to the amount of rewards you get, BUT they only pay you once a year.

quote:

Originally posted by Baran:
Fidelity 2% cashback direct to investment account each month. Currently clothes for the kids education funds

Actually, that's what I have and have been using for quite a while. It's only 1% if it does not go into your investment account. I suppose one can simply transfer the cash from there to your bank account. Is that what you do? I started to set up the investment account feature at one point, but was put off by the process. Don't remember the details, but it seemed to involve giving sensitive information to a third party. I might have misunderstood.

Discover card will double your cash back after the first year of use.

I was able to rack up ($1,050) in cash back through the year and they handed me an additional $1,050 after 12 billing cycles for me to do whatever I wanted with. This was in 2016.

I still use the card a lot and take advantage of the 5% they give on the rotating categories.

This message has been edited. Last edited by: Copefree,

Rewards and credit cards in the same sentence is just wrong. Sorry, i will use one occasionally. But cc are not a good thing in my book.

i have one (1) card and always have a zero balance before the first few days of each month. so, zero interest is a cash reward in and of itself.

Amazon Prime Visa
SPG Amex

quote:

Originally posted by Copefree:
Discover card will double your cash after the first year of use.

I was able to rack up ($1,050) in cash back through the year and they handed me an additional $1,050 after 12 billing cycles for me to do whatever I wanted with. This was in 2016.

That's interesting. I will investigate the details of a Discover card (which did not used to be widely accepted).

An Amazon Prime Visa card would be my recommendation if you are an Amazon Prime member who frequently shops on Amazon.

After that, my Bank of America Cash Rewards card gave me 3% back on gasoline, 2% on groceries, and 1% otherwise. However, I experienced customer service issues with BAC. That card worked in Texas until I informed then to expect purchases from Texas, and now the card is declined in Texas.

But I generally use my American Express Blue Cash Everyday card for 3% off groceries, 2% off gas and department stores (Wal-Mart included), since I already have an Amazon store card which gives me a 5% discount on Amazon. However, some smaller businesses do not accept AMEX, which is why I have Visa cards too.

No doubt...Amazon Prime Visa.

quote:

Originally posted by jimmy123x:
Citibank Costco Visa (need a Costco membership). It pays 1% on Everything, 2% on Costco purchases, 3% restaurants and travel, 4% on gas. No limit to the amount of rewards you get, BUT they only pay you once a year.

Same here. I do on occasion use our Amazon Visa but regardless pay all credit card off every month. I can't remember paying interest on a credit card in the past 20 years.

Been loading the $$$ on the Southwest Card the last couple years.

Have gotten a few 'free' flights out of it.

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I use both the Amazon Prime VISA and the Costco Citi VISA.

Another one with Amazon Prime Visa.

costco citicard here. Run everything from auto insurance to gas through it.

I have four cards and use the one that pays the most back. Then there is the Kroger card for cheap gas in Charlottesville.