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| Member |
I had gotten used to my credit card being compromised at least once per year. It used to be you called them they cancelled the card and sent you a new one. Now it is a series of phone calls and paperwork having to do with proving your identity until credit is restored. I forgot to mention that phone calls to India were involved as well. A picture of your drivers license was also requested. Perhaps if they prosecuted the offenders it would help. | ||
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Oriental Redneck |
I used to get the cc hacking like you but haven’t for a while now. Wonder if the cc company somehow is making it harder for them thieves. Which cc company do you have that requires you to jump through such hoops? Q | |||
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Member |
Sending a copy of my DL to India would not give me the warm fuzzies. | |||
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| Member |
They should do something to the offenders. Swiftly. Surely. And definitively. Prosecuting them is one option. | |||
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Not really from Vienna |
This all sounds scammy to me. None of my credit cards have ever put me through the wringer like that. | |||
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Member |
Agreed. Hell to the NO. Lover of the US Constitution Wile E. Coyote School of DIY Disaster | |||
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Sigforum K9 handler |
The problem is that most of the scammers are off shore. And the money is washed and goes off shore. And the banks are complicit to it and allow it to happen. The banks often run interference for the scammers. They make money on both ends of it. Start making banks liable for this, and it’ll stop tomorrow. | |||
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| Master of one hand pistol shooting  |
My late Mother's debit card was compromised. (Mother helped the situation with her advanced age) I found out right away and proceeded to transfer her attached account to savings on my computer. It was about an hour from compromise to fraud usage.....in the Netherlands! SIGnature NRA Benefactor CMP Pistol Distinguished | |||
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| Member |
<TommyLeeJonesIdontcare> Hire it out to Mossad. | |||
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| His diet consists of black coffee, and sarcasm.  |
Nor mine. Any fraudulent transactions - which I haven't had for years - were resolved with a single phone call or even online. | |||
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| Member |
When mine get hacked, I trot down right down the local bank branch and raise hell. I am much harder to get rid of that way! Usually resolved on the spot. I firmly believe banks and credit card issuers have the tech to put a stop to all this but just dont want to take the effort (and spend money) to get it done. End of Earth: 2 Miles Upper Peninsula: 4 Miles | |||
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Get Off My Lawn |
Same with me. Maybe 12 years ago, I went through a period of my CC being compromised maybe once a year for several years, and at the time it was relatively pain free, just a phone call. Since then I switched cards/banks, I had my CC hacked once, and again, one phone call and waited three days for a new card delivered to my house. And this was maybe 4 years ago. "I’m not going to read Time Magazine, I’m not going to read Newsweek, I’m not going to read any of these magazines; I mean, because they have too much to lose by printing the truth"- Bob Dylan, 1965 | |||
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| Member |
Sams Club was the culprit here. I am not providing what they want. They will just lose a customer if they cannot be reasonable. | |||
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| Left-Handed, NOT Left-Winged! |
Visa/MasterCard only require the card number from the merchant and are this easy to commit fraud. Name, expiration date, and 3 digit code are for the merchant to verify who you are, not for them to verify with the bank. A corrupt merchant can bill the bank with impunity, often with randomly created numbers, or with ones they buy from hackers. The solution is for Visa/Mastercard to require additional info to process the transaction - at least the security code. But that would cost them more money so they don't, unless they are forced to by regulation. | |||
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| Peace through superior firepower  |
Most credit cards now have an app you can put on your phone and PC and one of the functions of this app is for you to be able to lock your card. Only authorized recurring charges can be applied to the card when it's locked. If you yourself try to use the card when it's locked, the charge will be declined. I have a Mastercard (started out as a Visa, I don't know why the change) since the mid-1990s. I had no problems for years, but starting a few years back, the card would show unauthorized charges. After a few go-rounds with this, I installed the app and keep it (and all of my other cards as well) locked until just before I use it, and then as soon as the charge goes through (something you can see immediately with the app), the card gets re-locked. This is only a matter of less than a minute. I haven't had any problems since. This is a simple, easy, effective way to keep others from using your card. I recommend this method to everyone. | |||
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| Member |
^^^^^^^^^^^^^^^^^^^ Thanks | |||
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| His diet consists of black coffee, and sarcasm. |
Why don't banks go after fraudsters? What it boils down to, IMO, is that it's cheaper - and safer - to feed them than fight them. A very old fictional example is the book (and, I think, a TV movie or miniseries circa 1975) The Moneychangers by Arthur Hailey. | |||
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| Member |
I've cancelled ten or more cards with Amazon... Now, they use a double-check that sends you a link. | |||
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| Member |
That's good news, I never heard about it. Would be especially useful during travel to say the least. Lover of the US Constitution Wile E. Coyote School of DIY Disaster | |||
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thin skin can't win |
As in a Sam's club issued credit card, or a charge at Sam's club? If the latter, WTH are you doing dealing with them instead of your credit card company? Well other than making it harder than it has to be. You only have integrity once. - imprezaguy02 | |||
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