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posted
Curious if this is somewhat normal or I'm crazy (or crazier then I thought). I grew up pretty broke. Now that I make really good money I feel guilty about spending it. I feel this weird need to save it all. I'm 50 and single. My kids are grown and gone. I live in a cheap crappy apt and drive a 18 year old truck. I can afford to get a new vehicle and I better place but you guess it...i feel guilty. I'd like to go on a solo vacation, but always seem to find an excuse not to spend the cash. I'm starting to realize this is silly because I cant take it with me. I'd also add that I have zero debt and a good savings on top of nice salary. Anyone other nut jobs like me?
 
Posts: 766 | Registered: January 07, 2006Reply With QuoteReport This Post
Lawyers, Guns
and Money
Picture of chellim1
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quote:
I'm 50 and single.

Those of us with wives don't have that problem... they spend it for us! Big Grin



"Some things are apparent. Where government moves in, community retreats, civil society disintegrates and our ability to control our own destiny atrophies. The result is: families under siege; war in the streets; unapologetic expropriation of property; the precipitous decline of the rule of law; the rapid rise of corruption; the loss of civility and the triumph of deceit. The result is a debased, debauched culture which finds moral depravity entertaining and virtue contemptible."
-- Justice Janice Rogers Brown

"The United States government is the largest criminal enterprise on earth."
-rduckwor
 
Posts: 24879 | Location: St. Louis, MO | Registered: April 03, 2009Reply With QuoteReport This Post
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Picture of erj_pilot
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I'm single...always have been. Mother TRIED to teach us how to save, but it didn't take hold until waaaaay later in life. I am now VERY financially set for whatever may come along. Given that, I earn my salary and at this juncture in life, if I want it, I buy it. I don't feel guilty at all...



"If you’re a leader, you lead the way. Not just on the easy ones; you take the tough ones too…” – MAJ Richard D. Winters (1918-2011), E Company, 2nd Battalion, 506th Parachute Infantry Regiment, 101st Airborne

"Woe to those who call evil good, and good evil... Therefore, as tongues of fire lick up straw and as dry grass sinks down in the flames, so their roots will decay and their flowers blow away like dust; for they have rejected the law of the Lord Almighty and spurned the word of the Holy One of Israel." - Isaiah 5:20,24
 
Posts: 11066 | Location: NW Houston | Registered: April 04, 2012Reply With QuoteReport This Post
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Nope, no guilt at all. I'm 70 and have had some health issues. Many of my friends are already dead. Delayed gratification is not necessary.


----------------------------------------------------
Dances with Crabgrass
 
Posts: 2183 | Location: East Virginia | Registered: October 12, 2009Reply With QuoteReport This Post
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Single and retired. My sincere thanks to those still working for contributing to my SS and pension. Please rest assured it is being spent properly on guns and ammo (and an occasional pizza)

No guilt, I earned it.


____________
Pace
 
Posts: 866 | Location: in the PA woods | Registered: March 11, 2013Reply With QuoteReport This Post
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Picture of P250UA5
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Not guilty, just a hesitancy on 'frivolous spending'
But I'm 30s & have 3 kids under 12




The Enemy's gate is down.
 
Posts: 16287 | Location: Spring, TX | Registered: July 11, 2011Reply With QuoteReport This Post
No More
Mr. Nice Guy
posted Hide Post
quote:
Originally posted by cajunmuscle:
Curious if this is somewhat normal or I'm crazy (or crazier then I thought).


Yup, you're a bit crazy!

For me, spending money causes me pain unless there is a really good reason. Or, to contrast it, some people get joy out of the act of spending money, aka retail therapy. I get joy out of what the money has purchased. Either an experience or an object which gives me joy (or function). I enjoy going on a cruise or going camping on my motorcycle.

There were times in my adult life we had no money. We paid for groceries for the kids using a credit card not knowing how we were going to pay off the card, and I was eating PB&J if we had enough. And, I've seen what should have been money coming my way just disappear in front of me. An inheritance stolen by my grandfather's new wife. 9-11 stopping my career progression cold for more than a decade, reducing my career earnings by at least half. The Biden economy has hurt our retirement substantially!

There has to be a balance. You work in order not to die of starvation. With luck you enjoy some comparative comfort. But if you never get enjoyment from your wages, why work?
 
Posts: 9858 | Location: On the mountain off the grid | Registered: February 25, 2002Reply With QuoteReport This Post
Baroque Bloke
Picture of Pipe Smoker
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No, I urge myself to spend more. I’ve been thrifty all of my life – a hard habit to break.



Serious about crackers
 
Posts: 9701 | Location: San Diego | Registered: July 26, 2014Reply With QuoteReport This Post
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No I don't feel guilty about spending my money on things I want. If you can afford nice things without getting buried in debt I say go for it. Save towards retirement so you don't run out of money but keep in mind you may never make it to retirement so all your money will go to someone who didn't earn it, won't appreciate it and will probably squander it so you might as well enjoy the fruits of your labor yourself. I grew up lower middle-class and we never had much other than basic necessities and I don't feel guilty spending my money on me since I'm single with no kids. I own two cars, two motorcycles and my house is paid for.

One of the worst things you can do in life is have money, not spend or enjoy it and then die. I travel and while I try and save money when traveling I don't mind paying for a nice hotel, room that's clean, safe and offers a few nice amenities. Back in July 2021 I took a 3 week 4000 mile motorcycle trip through SD, Montana, Idaho and Oregon and spent between 4 and 5 grand. It was an awesome trip and I enjoyed myself and it was worth whatever it cost me to go.

This message has been edited. Last edited by: calugo,
 
Posts: 1779 | Location: USA | Registered: December 11, 2005Reply With QuoteReport This Post
Three Generations
of Service
Picture of PHPaul
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Sometimes.

I've mentioned before that Mrs. PHPaul and I have a 3 tier system: OUR money, HER money and MY money.

OUR money is Social Security and Navy Retirement. It pays all the bills and buys groceries.

HER money is what she makes from selling eggs, redeeming cans and other odds and ends of that nature.

MY money is similar, it's what I make fixing stuff for folks.

If I'm spending MY money on toys, I don't feel even the tiniest twinge of guilt. That's what it's for. Seeing as it sometimes builds up to a fairly significant (for us, anyway...) amount I occasionally use it for unexpected bills or household purchases that would otherwise stretch our budget.

VERY rarely, I'll want/need something that MY money won't quite cover and I'll dip into OUR money. Then, depending on exactly what it is, I may feel a little guilty. I always clear that with Mrs. PHPaul first tho.




Be careful when following the masses. Sometimes the M is silent.
 
Posts: 15638 | Location: Downeast Maine | Registered: March 10, 2010Reply With QuoteReport This Post
Optimistic Cynic
Picture of architect
posted Hide Post
quote:
Originally posted by chellim1:
quote:
I'm 50 and single.

Those of us with wives don't have that problem... they spend it for us! Big Grin
Opposite for me, Mrs. A, is much more conservative about spending than I am. I am lucky enough that, in retirement, I have few restrictions on buying whatever I want, but justifying it to the wife is much more of an impediment than the idea of the diminution of ready cash, or even net worth.
 
Posts: 6945 | Location: NoVA | Registered: July 22, 2009Reply With QuoteReport This Post
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Both of my daughters are engineers. One is also married to an engineer. They don't need my money, and my estate is likely to be quite small compared to their earnings, so I have decided to attempt to die broke. I don't go hog wild, but if I want it I buy it. There are guns I always wanted, or had and sold and regretted it, so when the pop up, MINE! Also when they modify or update something I already have, well, another won't hurt.
 
Posts: 17323 | Location: Lexington, KY | Registered: October 15, 2006Reply With QuoteReport This Post
Spread the Disease
Picture of flesheatingvirus
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If I earned it and have all of the family expense covered, then no.


________________________________________

-- Fear is the mind-killer. Fear is the little-death that brings total obliteration. I will face my fear. I will permit it to pass over me and through me. And when it has gone past me I will turn the inner eye to see its path. Where the fear has gone there will be nothing. Only I will remain. --
 
Posts: 17777 | Location: New Mexico | Registered: October 14, 2005Reply With QuoteReport This Post
My other Sig
is a Steyr.
Picture of .38supersig
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Not really.

My story is similar to yours.

Haven't owed anybody in 20+ years.

Old habits die hard.



 
Posts: 9549 | Location: Somewhere looking for ammo that nobody has at a place I haven't been to for a pistol I couldn't live without... | Registered: December 02, 2014Reply With QuoteReport This Post
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I don't know about guilt. More interested in getting value for the money. Car is 22 years old. Been looking at cars for at least 5years. I don't want turbo 4, sunroof, ugly designs, and electronic "features", especially at MSRP plus.
Travel could be nice, but I refuse to pay what they are wanting for hotel rooms. Lawn tractor tires are cracked and patched over with liquid nails. Tubes in the tires. It still runs after 30 years.
All things I could throw money at but nothing compels me too

I agree - old habits die hard
 
Posts: 1507 | Registered: November 07, 2013Reply With QuoteReport This Post
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I am 82 and try not to spend frivolously. Have to be sure that my wife has enough money to live on after I pass.


No quarter
.308/.223
 
Posts: 2233 | Location: Central Florida.  | Registered: March 04, 2009Reply With QuoteReport This Post
Get my pies
outta the oven!

Picture of PASig
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For me: not one bit, always been a spender. My Dad used to say “that money is burning a hole in your pocket!” when I was a kid because when I got money for my birthday or Christmas, I’d go spend it.

My wife OTOH is the saver, the careful spender. It sometimes creates some conflict when you have a spender married to a saver like that.


 
Posts: 35168 | Location: Pennsylvania | Registered: November 12, 2007Reply With QuoteReport This Post
Raptorman
Picture of Mars_Attacks
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I will never ask what if after watching my father die.


____________________________

Eeewwww, don't touch it!
Here, poke at it with this stick.
 
Posts: 34582 | Location: North, GA | Registered: October 09, 2002Reply With QuoteReport This Post
Victim of Life's
Circumstances
Picture of doublesharp
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zero debt, 72 yoa and income exceeds outgo - I won't knowingly waste money but I'll spend for value.


________________________
God spelled backwards is dog
 
Posts: 4870 | Location: Sunnyside of Louisville | Registered: July 04, 2007Reply With QuoteReport This Post
Member
Picture of PowerSurge
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I’m a saver also, but I don’t feel guilty when I spend money. I have a blue collar job and outperform 80-90 percent of my coworkers even though I’m now in my 50’s. Like someone stated earlier, I have earned it. The good Lord has also blessed me with no aches or pains.


———————————————
The fool hath said in his heart, There is no God. Psalm 14:1
 
Posts: 4053 | Location: Northeast Georgia | Registered: November 18, 2017Reply With QuoteReport This Post
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