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| Member |
I'm thinking of purchasing SD insurance from USCCA. Times are changing, the likelihood of being attacked in my vehicle is a major concern! Do you think it's necessary in a "Castle Doctrine" State like Florida. Your thoughts: Thanks | ||
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Member |
My wife and I have had CCW Safe since the case of an individual (we will not mention his name) in central Florida was arrested and charged with murder when he should not have been. He went to trial and was found innocent. We figure it cost him upwards of a half a million dollars. Not to many people I know can afford that bill and not be financially wiped out. For us it is peace of mind. The Second Amendment to the United States Constitution. A well regulated militia being necessary to the security of a free state, the right of the people to keep and bear arms shall not be infringed. As ratified by the States and authenticated by Thomas Jefferson, Secretary of State NRA Life Member | |||
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| 186,000 miles per second. It's the law. |
Would a standard liability umbrella policy be of use in this type of situation? | |||
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| Just because you can, doesn't mean you should |
Standard liability insurance likely wouldn't cover you for an intentional act. For what it's worth.......... https://lawofselfdefense.com/u...ver-platinum-member/ None of them are true insurance and you need to really read the fine print to see what and when they cover you. Many won't provide any help unless you are found innocent first but you need the money upfront to pay for a good defense. From what I've seen, if I was going to purchase any, CCW Safe is where I'd look first. ___________________________ Avoid buying ChiCom/CCP products whenever possible. | |||
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| Crusty old curmudgeon  |
I have an umbrella through Allstate and having checked with my agent about this, the answer was no. Jim ________________________ "If you can't be a good example, then you'll have to be a horrible warning" -Catherine Aird | |||
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Drill Here, Drill Now |
1. If you're looking for numbers a poll is more effective than a post. 2. This thread happens every few months and will go like every ccw insurance thread before it. https://sigforum.com/eve/forums...780017434#2780017434 https://sigforum.com/eve/forums...935/m/5030083224/p/1 https://sigforum.com/eve/forums...690078144#4690078144 https://sigforum.com/eve/forums...935/m/4880003064/p/1 Ego is the anesthesia that deadens the pain of stupidity DISCLAIMER: These are the author's own personal views and do not represent the views of the author's employer. | |||
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| Member |
Great job tatortodd Safety, Situational Awareness and proficiency. Neck Ties, Hats and ammo brass, Never ,ever touch'em w/o asking first | |||
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Ammoholic |
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Better Than I Deserve! |
I have CCW Safe's Ultimate Plan for piece of mind. ____________________________ NRA Benefactor Life Member GOA Life Member Arizona Citizens Defense League Life Member | |||
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| Thank you Very little  |
Buddy has one of these, talked about it all the time and asked me to join him at the course at a LGS. Interesting enough class, I saw it for what it was, not a safety training education as billed but a what if and whatcha gonna do when da big bad world comes for you, sales pitch. Went through the course, while they call it insurance it's not insurance at all, none of them are registered insurance companies with any states, it's a pre-paid legal services agreement. From what I can glean from the literature and course they are under no supervision nor governance of any state department of insurance, none... You have zero consumer protection under the laws of insurance in your state... | |||
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| Banned |
CCW SAFE is a good idea. | |||
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| When you fall, I will be there to catch you -With love, the floor |
Same for State Farm. | |||
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| Better Than I Deserve! |
You have zero protection without it. So far, they performed the services that you are paying them to perform (for others) which is better than not having any protection. ____________________________ NRA Benefactor Life Member GOA Life Member Arizona Citizens Defense League Life Member | |||
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| In the yahd, not too fah from the cah  |
Odd, when I had an umbrella through LM they said yes. | |||
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| Member |
This months American Handgunner magazine has an article by Mas Ayoob that includes a paragraph that addresses what insurance might or might not cover. Safety, Situational Awareness and proficiency. Neck Ties, Hats and ammo brass, Never ,ever touch'em w/o asking first | |||
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Member |
Anyone have any first or second hand knowledge of cases where someone was put through the legal wringer, had one of these plans and how the plan performed? | |||
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| Crusty old curmudgeon |
I have insurance with Allstate for auto, home and motorcycle and the umbrella only raises the liability amounts to 1 million dollars for those policies. Since those policies do not cover defensive shooting incidents the umbrella won't kick in. Jim ________________________ "If you can't be a good example, then you'll have to be a horrible warning" -Catherine Aird | |||
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| The Velvet Voicebox |
This. Umbrella at State Farm and my agent says no. Had USCCA since 2018. "All great things are simple, and many can be expressed in single words: freedom, justice, honor, duty, mercy, hope." --Sir Winston Churchill "The world is filled with violence. Because criminals carry guns, we decent law-abiding citizens should also have guns. Otherwise they will win and the decent people will lose." --James Earl Jones | |||
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Knowing is Half the Battle |
A plaintiff's attorney wants your money the easiest way possible. If they structure the personal injury petition to include an alternative allegation that you "accidentally" shot their client, your homeowner's policy and umbrella will likely cover you for duty to defend. They might only pay out if they get a verdict or settlement to that "accidental" allegation though. You'll likely receive a Reservation of Rights letter explaining what they will and will not pay for and your personal assets might not be protected in some instances of resolution of the case. | |||
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| Just because you can, doesn't mean you should |
^^^^ This is really the only test that counts. ___________________________ Avoid buying ChiCom/CCP products whenever possible. | |||
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