I am looking for a little clarification on max 2021 contributions.

I will turn 50 this year so I can take advantage of the catch up.

It appears that max contributions for me this year will be $26,000. I have a standard 401k through work and I opened a Roth with Vanguard in 2020. It looks like the max I can put into the Roth for 2021 is $7,000.

Does that mean the max I can contribute to my 401k is $19,000? Thanks in advance.

No, they are separate. You can contribute the max to each one. $7000 to your IRA and $26,000 to your 401(k).

A Roth is funded with post tax dollars. Should not effect your 401K limits. There is an adjusted income cap that prevents you from contributing to a Roth if you make over $140,000 as a single filer or $208,000 filing jointly.

What did Vanguard say ?

And if your hell bent on making a Roth contribution on top of the 26k and you make more than the limit. You can contribute to a traditional non deductible IRA, then convert it to a Roth. Pay the tax but it’s a way to get money into a Roth.

I do both as well. They are separate limits, you can take both to the allowable max

Thanks guys, much appreciated.