https://www.washingtonexaminer...ourt-geico-woman-std

The Missouri Court of Appeals upheld a woman's $5.2 million settlement from Geico over a sexually transmitted disease she contracted in a car.

The ruling came Tuesday after a Jackson County Circuit Court arbitration agreement came out in her favor. Geico subsequently appealed the first ruling and has plans to take this latest ruling to federal court.

The woman, identified only as M.O. in court documents, contracted HPV, the human papillomavirus, from an insured Geico member in his car. She alleged he knew he had the virus but had unprotected sex with her in his car anyway. As a result, the woman notified Geico she would be seeking damages from the company in February 2021.

An arbitrator found the insured man liable for not disclosing his viral status, and the settlement amount was allotted in the Jackson County Circuit Court. Geico was ordered to pay the damages.

The three-judge panel in the Missouri Court of Appeals ruled that the insurance company could not "relitigate those issues" and upheld the lower court's decision to deny the insurer's motions.

Geico claims its right to due process is violated by the judgment.

W…what?

In arbitration, generally both parties are required to abide by its terms, even if unfavorable or, in this case, outright stupid. It might be that the jury is only narrowly ruling on whether or not Geico is so obligated, and was given specific instruction by the judge. It may be legal, but it still isn't right.

Here we go. Hire cars will double in price for rental fees. I really wish we could start getting some good news for once.

I clicked the link and there was an advertisement for Badcock & more. I know, juvenile, but my 93 yo grandfather used to chuckle every time we went past one of their stores.

quote:

Originally posted by egregore:
In arbitration, generally both parties are required to abide by its terms, even if unfavorable or, in this case, outright stupid. It might be that the jury is only narrowly ruling on whether or not Geico is so obligated, and was given specific instruction by the judge. It may be legal, but it still isn't right.

Is there a jury and judge in arbitration?

I read the article as Geico appealing a previous arbitration.

"By the hour" rates at fleabag motels just went through the roof.

So this whore got infected by banging a guy she knew to have hpv, and the insurance company gets left with the bill because they trusted the arbitration process to apply common sense and fairness?

The idiocracy continues to gather momentum. We slip further into it by the day.

It doesn't say in the article that she knew the guy had HPV. It says the guy knew and had unprotected sex anyway.

quote:

Originally posted by Paten:
It doesn't say in the article that she knew the guy had HPV. It says the guy knew and had unprotected sex anyway.

And that he didn’t tell her about it.

None of which is all that impressive and I suspect happens quite a lot. The impressive part is that some arbitrator decided that because this happened in the guy’s car that the guy’s auto insurance should pay for it. Also impressive is the $5.2 million. I think I might only have $500,000 for personal injury on my auto policies. I’d like to hear the arbitrator’s reasoning.

So had it been in the guy's house would the same apply to the homeowners insurance? Insane, and sets a dangerous precedent.

quote:

Originally posted by tigereye313:
So had it been in the guy's house would the same apply to the homeowners insurance? Insane, and sets a dangerous precedent.

Right. Since when does auto coverage, or homeowners insurance, cover willful, intentional acts?

quote:

Originally posted by tigereye313:
So had it been in the guy's house would the same apply to the homeowners insurance? Insane, and sets a dangerous precedent.

Darned Tootin. This may put every motel 6 in the country out of business.

How the hell can a car insurance company be responsible for somebody contracting an STD due to having sex in the car? That's just fracking insane.

Next conclusive step - when a young girl gets pregnant in the backseat of a car and the insurance company has to pay child support.

If I get the reasoning right, the arbitrator is thinking that the insurance company is libel for personal injury caused by the insured while in the insured vehicle. So whether he ran into another car and caused injury or gave someone a disease, it could fall under the personal injury part of the policy. Novel approach for sure.

Can we now sue Tommy's Gun Pack for alienation of marital affection?

If the trend continues. maybe we'll see a product liability suit against the parents of prolific violent recidivists?

I could almost see a state AG doing that as a publicity stunt.

quote:

Originally posted by jbcummings:
If I get the reasoning right, the arbitrator is thinking that the insurance company is libel for personal injury caused by the insured while in the insured vehicle. So whether he ran into another car and caused injury or gave someone a disease, it could fall under the personal injury part of the policy. Novel approach for sure.

Insurance policies typically do not provide coverage for an insured's intentional, harmful acts. Coverage is excluded where the insured's acts were intended.