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Our niece is who we have entrusted to tend to the Will and final wishes . Although she is one of those head in the sand people that thinks it's morbid to even talk about it . ![]() We know that she'll come through when the time comes though . In the meantime I mess with her about it pretty often . | |||
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I am single now, but have had a sensible conversation with my son. At age 69, it was time. And its better to address things beforehand than spring it on him when I check out. End of Earth: 2 Miles Upper Peninsula: 4 Miles | |||
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No More Mr. Nice Guy |
All the legal documents are in place and the kids are aware of how/where to access the necessary information when we pass. We've discussed what we want done with our remains. We are a second marriage, with kids from first marriages, so we have structured the estate to ensure it gets distributed the way we want it to (protected against any future spouse or other person cutting some/all of the children out). But as far as what happens to the surviving spouse logistically is unknown. We have a beautiful but large home. I love the location but can't imagine staying here if I survive my wife. I expect I would buy something smaller with a bunch of rural land. If I go first, I expect she'll move back near her family in another state. | |||
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E Plebmnista; Norcom, Forcom, Perfectumum.![]() |
My Wife's family has several graves sites where I will probably end up. Otherwise I have been slowly putting together a list of our assets so when can decide who gets what. ================================================ Ultron: "You're unbearably naive." Vision: "Well, I was born yesterday." | |||
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goodheart![]() |
I have much of the same arrangement as His Royal Highness the King; but I need to update the information as some things (investments, etc.) have changed. My wife has a serious concern that things are NOT arranged, because she doesn't have a PIECE OF PAPER with simple instructions. My way of thinking is the same as Rey's: give instructions to give access to the hard drive with all our financial info. But my wife would not be able to access that, she's too computer phobic. Our daughter, who will be our successor trustee when we get our trust modified in the next month, is good at computers and business, along with her husband. They are the only ones in the immediate family with experience buying and renting houses, my son-in-law with running a business; so I'm not concerned about it. My job is to allay my wife's anxiety. Working on that now. _________________________ “Remember, remember the fifth of November!" | |||
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His Royal Hiney![]() |
The wills are with the executor. The bank wouldn't know; she knows that. Plus it's a joint ownership; there wouldn't be any probate. Lastly, the banks aren't renting out new boxes anymore, at least as far as Chase goes. I don't know why. Maybe drug dealers are stashing their drugs there. "It did not really matter what we expected from life, but rather what life expected from us. We needed to stop asking about the meaning of life, and instead to think of ourselves as those who were being questioned by life – daily and hourly. Our answer must consist not in talk and meditation, but in right action and in right conduct. Life ultimately means taking the responsibility to find the right answer to its problems and to fulfill the tasks which it constantly sets for each individual." Viktor Frankl, Man's Search for Meaning, 1946. | |||
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If you're gonna be a bear, be a Grizzly! ![]() |
While I'm not yet 65, I'm approaching 60 pretty quickly. I've had some health issues that made us look at this same thing. My wife knows my wishes. Cremate me, throw the ashes in my favorite fishing spot and use the money she saved on the funeral for a big dinner with all my friends. Tell lies and get drunk. A good old fashioned wake, as it be. She wants the opposite. No cremation, just a burial in the cemetery where her parents are laid to rest. I have all my passwords, my will, location of bank accounts, etc. all in a sealed envelope in my safe. She has a similar envelope. I only have one child and she has none, so if we go at the same time it's pretty easy. My daughter has access to the gunsafe and is named as a beneficiary on all accounts. Here's to the sunny slopes of long ago. | |||
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It's good you thought it out. Sounds like your plan will work. -------------------------- Every normal man must be tempted, at times, to spit on his hands, hoist the black flag, and begin slitting throats. -- H L Mencken I always prefer reality when I can figure out what it is. -- JALLEN 10/18/18 | |||
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But Todd H. After all that will you move, stay ? What's the plan for life after all the legal ? Safety, Situational Awareness and proficiency. Neck Ties, Hats and ammo brass, Never ,ever touch'em w/o asking first | |||
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If you're gonna be a bear, be a Grizzly! ![]() |
If she passes before me, I'm good right where I am. No plans to move anywhere, house and land are paid for and my grandkids live nearby. I doubt that I'd ever date again. I'm too old and cranky and set in my ways to break in another woman. ![]() Here's to the sunny slopes of long ago. | |||
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It's pronounced just the way it's spelled |
My wife and I have the trust, will, etc., taken care of already. We both love our house, wouldn’t move after the other passes. We both have told the other if we get dementia, the other should NOT spend the rest of their lives caring or living for the other, just put us in a nice place, with an extended care insurance policy to finance it. Our only son will get a nice inheritance, the church will get a nice windfall, my Mother will be taken care of if we both go before her, even our dogs will be taken care of if we pass before them. | |||
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Prepared for the Worst, Providing the Best![]() |
This thread has some good ideas that I really need to implement. I just turned 40 and am not planning to check out anytime soon, but I probably ought to at least make sure my wife knows how to get into all the financials and knows where everything is just in case. As to my final resting place I have tried without success to find a funeral home willing shove my body out into the middle of the lake in a flaming rowboat. I have a buddy who owns several funeral homes and I seriously asked him...I think it disturbed him a little bit, lol. I told my wife to cremate me the cheapest way possible and go take a trip to somewhere cool that I never got a chance to go while I was alive and dump me out. I'll be dead so I'm not going to know anyway, and it seems like a huge waste of money to spend a bunch of money to pay for a hole in the ground to stick my rotting corpse in. | |||
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Cremations are getting more expensive , but still the cheapest way to go . We have ours arranged and paid for . It's a good feeling knowing that it's taken care of and will be carried out according to our wishes . | |||
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Prepared for the Worst, Providing the Best![]() |
My buddy told me bargain basement price for just a cremation and paperwork, no viewing of service, is $2500. Still a waste of money, IMO, but at least it's less than one of the the free life insurance policies I have through work or the FOP would pay out. I still think the Viking method is a lot more badass and much simpler. The fish gotta eat, too. | |||
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$2500 just for the procedure and a cardboard box . If you die in the Hospital there will be the cost of transporting the body . If you are out of town when you go , that cost will go up . Will your family want to post an Obituary ? Super expensive . And don't forget the certified copies of the Death Certificate . Your family will need a handful of those to settle matters . Funeral Homes usually supply a few and will order more . Figure this stuff out now and make it easy on them . | |||
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His Royal Hiney![]() |
I highly recommend having periodic talks with your spouse. When we started talking, she said she would pay off the house with the insurance proceeds. it was a good moment to tell her no, that cash flow was important, and to not make any major decisions until at least a year after my death. My wife already knows how I want my body to be taken care of. I want my remains scattered around each of the greens of my favorite golf course. And, no, I don't believe in cremation. "It did not really matter what we expected from life, but rather what life expected from us. We needed to stop asking about the meaning of life, and instead to think of ourselves as those who were being questioned by life – daily and hourly. Our answer must consist not in talk and meditation, but in right action and in right conduct. Life ultimately means taking the responsibility to find the right answer to its problems and to fulfill the tasks which it constantly sets for each individual." Viktor Frankl, Man's Search for Meaning, 1946. | |||
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Member |
So, I guess you know somebody with a pretty mean slice? -------------------------- Every normal man must be tempted, at times, to spit on his hands, hoist the black flag, and begin slitting throats. -- H L Mencken I always prefer reality when I can figure out what it is. -- JALLEN 10/18/18 | |||
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Prepared for the Worst, Providing the Best![]() |
Lol!
At some point you can only plan for so much. If I die somewhere else, just burn me there, I don't care. I have several life insurance policies, our house is paid off and we have no debt, so my wife will be well provided for. I just want her to be able to pocket as much of that money as possible and not waste it disposing of my corpse. As to an obituary, those who are close to me know how I've lived, and they know where I'm going. They don't need a newspaper snippet to tell them any of that. | |||
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My point was , you aren't going to go all in for $2500 . Some things will be beyond your control . | |||
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No More Mr. Nice Guy |
Check carefully in your state whether a joint owner or spouse or other person (power of atty, guardian, etc) will have access to a safe deposit box after your passing. In my state the answer is no. When one owner dies the box is locked until a court order releases it. On a related note, make sure your original ink-signed will (not a photo copy or electronic copy) will be available to any potential executor. Your spouse and any backup executor will need that original to get anything done. If authorities become aware of your passing (motor vehicle accident, etc), the police may seal your home and financial institutions may lock your accounts. This is especially true if you live alone or if your spouse passes at the same time. If your executor is a thoroughly trusted relative, it could be helpful for them to have keys to your home and full information about all of your accounts. Not having to get authorities involved is helpful... Having the information in more than one location can simplify things if for some reason the copies in your home are destroyed (fire, flood, etc). One of the benefits of a Trust is the Trustee simply starts managing the assets. No court approval is needed, and it doesn't matter if the police have sealed your home or the banks sealed your accounts. The Trustee can access funds to pay your final expenses and can start distributing to your heirs per your instructions. | |||
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