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Rumors of my death
are greatly exaggerated
Picture of coloradohunter44
posted
Curious if anyone has done this. I currently use USAA, and noticed if I take a $40 online class I'll get a discount. Anyone do this recently? Looks like about a 4 hour commitment on the computer. Thanks folks.



"Someday I hope to be half the man my bird-dog thinks I am."

looking forward to 4 years of TRUMP!
 
Posts: 11056 | Location: Commirado | Registered: July 23, 2009Reply With QuoteReport This Post
Page late and a dollar short
posted Hide Post
Only suggestion I can make is make sure you have a good Internet and Wi-Fi connection and no distractions.

I had to take a driver improvement online class in lieu of points on my license for a traffic violation.

With all that went wrong the points would almost have been preferable. I did get through it and the ticket was removed from my record.


-------------------------------------——————
————————--Ignorance is a powerful tool if applied at the right time, even, usually, surpassing knowledge(E.J.Potter, A.K.A. The Michigan Madman)
 
Posts: 8502 | Location: Livingston County Michigan USA | Registered: August 11, 2002Reply With QuoteReport This Post
Alea iacta est
Picture of Beancooker
posted Hide Post
If there isn’t a test or an online proctor watching you, I’d probably do it.

State Farm offered me a little device that plugged into the OBD2 port. It monitored and reported speed, acceleration and braking, g forces...

Not a chance.



quote:
Originally posted by sigmonkey:
I'd fly to Turks and Caicos with live ammo falling out of my pockets before getting within spitting distance of NJ with a firearm.
The “lol” thread
 
Posts: 4523 | Location: Staring down at you with disdain, from the spooky mountaintop castle.  | Registered: November 20, 2010Reply With QuoteReport This Post
Member
Picture of aileron
posted Hide Post
I just spent $15 and saved $150 every 6 months with GEICO. Took me about 2-1/2 hours online. No test, no fail.
 
Posts: 1508 | Location: Montana - bear country | Registered: March 20, 2013Reply With QuoteReport This Post
I Am The Walrus
posted Hide Post
quote:
Originally posted by Beancooker:
If there isn’t a test or an online proctor watching you, I’d probably do it.

State Farm offered me a little device that plugged into the OBD2 port. It monitored and reported speed, acceleration and braking, g forces...

Not a chance.


I saw a commercial where it said you were charged by how much you drive.


_____________

 
Posts: 13359 | Registered: March 12, 2005Reply With QuoteReport This Post
Member
posted Hide Post
Wow. I can't get a discount on car insurance and I'm a school bus driver in Kentucky where I have three months of training to be hired and 16 hours of in service training every year.

I drive a school bus on thin, hilly, twisty country roads about 1000 miles a week, and I don't qualify for any discount.


ARman
 
Posts: 3258 | Registered: May 19, 2010Reply With QuoteReport This Post
Member
posted Hide Post
quote:
Originally posted by Edmond:
quote:
Originally posted by Beancooker:
If there isn’t a test or an online proctor watching you, I’d probably do it.

State Farm offered me a little device that plugged into the OBD2 port. It monitored and reported speed, acceleration and braking, g forces...

Not a chance.


I saw a commercial where it said you were charged by how much you drive.


They are checking your speed, and breaking. If it was just mileage, you would read them your odometer and a mouth later you would read the odometer to them again and then every 3 mouths.


ARman
 
Posts: 3258 | Registered: May 19, 2010Reply With QuoteReport This Post
I Am The Walrus
posted Hide Post
quote:
Originally posted by aileron:
I just spent $15 and saved $150 every 6 months with GEICO. Took me about 2-1/2 hours online. No test, no fail.


What was the program called?


_____________

 
Posts: 13359 | Registered: March 12, 2005Reply With QuoteReport This Post
Member
posted Hide Post
quote:
Originally posted by Edmond:
quote:
Originally posted by Beancooker:
If there isn’t a test or an online proctor watching you, I’d probably do it.

State Farm offered me a little device that plugged into the OBD2 port. It monitored and reported speed, acceleration and braking, g forces...

Not a chance.


I saw a commercial where it said you were charged by how much you drive.


I did Progressive's a long time ago and plugged into OBD port for a month. It monitored 5 different things. Time you drove (12am-4am was a ding against the discount), miles you drove, speed above speed limit (over 10 over was a ding), braking or how fast you braked, and I think the last was acceleration.......I drove like Grandpa for a month and got the 30% discount and my rate has stayed low.

https://agirlsguidetocars.com/...wer-insurance-rates/
 
Posts: 21428 | Registered: June 12, 2005Reply With QuoteReport This Post
Fighting the good fight
Picture of RogueJSK
posted Hide Post
I did something similar years ago with State Farm, only this wasn't an online class. It was a workbook about good driving habits, plus a trip journal thing. If completed and turned in to your SF agent, you got a discount. For a 20ish year old male, the discount was significant, and worth it.
 
Posts: 33457 | Location: Northwest Arkansas | Registered: January 06, 2008Reply With QuoteReport This Post
Member
Picture of aileron
posted Hide Post
quote:
Originally posted by Edmond:
quote:
Originally posted by aileron:
I just spent $15 and saved $150 every 6 months with GEICO. Took me about 2-1/2 hours online. No test, no fail.


What was the program called?

GEICO reduced my 6 month premium by $168

Defensive Driver $168.00 You are receiving this discount because you, or a driver on your policy, have taken a defensive driver course and are a member of the National Guard or an eligible active driver on your policy completed an approved Defensive Driving course.
I'm not NG, just a 69 year old guy who wanted to save over $330/ year on the insurance for 4 cars.
 
Posts: 1508 | Location: Montana - bear country | Registered: March 20, 2013Reply With QuoteReport This Post
Member
posted Hide Post
quote:
Originally posted by coloradohunter44:
Curious if anyone has done this. I currently use USAA, and noticed if I take a $40 online class I'll get a discount. Anyone do this recently? Looks like about a 4 hour commitment on the computer. Thanks folks.


USAA has a SafePilot program where their phone app monitors your driving styles and may offer a discount. A while back I asked if USAA offered a discount for having a dashcam and was told not with USAA.

Looks like this is the course: https://www.safedriver.com/ins...e-discount/usaa.html
 
Posts: 2384 | Registered: October 24, 2007Reply With QuoteReport This Post
St. Vitus
Dance Instructor
Picture of blueye
posted Hide Post
I know State Farm recognizes any online safe driving course for a discount. They also have a Drive Safe program where you stick a small contraption in your car about the size of a matchbook that monitors your driving. I had one years back but it prevented use any navigation device on your phone or any phone calls period even if you had bluetooth. Stopped using it after a month.
 
Posts: 5370 | Location: basement | Registered: April 06, 2007Reply With QuoteReport This Post
His diet consists of black
coffee, and sarcasm.
Picture of egregore
posted Hide Post
$40 and four hours had better get you at least $200.
 
Posts: 29062 | Location: Johnson City, TN | Registered: April 28, 2012Reply With QuoteReport This Post
Bookers Bourbon
and a good cigar
Picture of Johnny 3eagles
posted Hide Post
USAA customer here. Take the online course, call USAA insurance and tell them you completed the course. Defensive Driving discount is $40 for each renewal for 3 years.





If you're goin' through hell, keep on going.
Don't slow down. If you're scared don't show it.
You might get out before the devil even knows you're there.


NRA ENDOWMENT LIFE MEMBER
 
Posts: 7369 | Location: Arkansas  | Registered: November 06, 2010Reply With QuoteReport This Post
My other Sig
is a Steyr.
Picture of .38supersig
posted Hide Post
quote:
Originally posted by ARman:
Wow. I can't get a discount on car insurance and I'm a school bus driver in Kentucky...

Yeah, Amazing that a CDL with a passenger endorsement isn't 'training enough' but 47 mouse clicks works great? Confused



 
Posts: 9542 | Location: Somewhere looking for ammo that nobody has at a place I haven't been to for a pistol I couldn't live without... | Registered: December 02, 2014Reply With QuoteReport This Post
"Member"
Picture of cas
posted Hide Post
I did an in person one through work once. The next time around I did it online and swore I'd never do it again because it took me forever. Big Grin
You have to read or listen to each page for a set minimum time, no skipping ahead. Even if you are genuinely paying attention, you still get more time than you need. What really happened was I did it without paying attention, while doing other things on the computer. So what REALLY ended up happening was pages that should have taken me a minute, took 3 minutes or 5 minutes each. So the course that should have taken say 4 hours, took 16 hours over several days. lol

I said I'd never do it again. And then when it cam time to do it again, I was stuck home with the flu, so why not do it. Roll Eyes I've used a different company each time. I'll try to remember USAA next time.


_____________________________________________________
Sliced bread, the greatest thing since the 1911.

 
Posts: 21510 | Location: 18th & Fairfax  | Registered: May 17, 2003Reply With QuoteReport This Post
Member
posted Hide Post
Another USAA customer here. I took AAA's online defensive driving course a couple years ago; cost was $15 I think. Got USAA's discount and remember it was only about what I paid for the course, so no big incentive to do it. That said, I thought the course was useful and I plan to take it again.
 
Posts: 99 | Location: Bremerton, WA | Registered: July 20, 2015Reply With QuoteReport This Post
Bookers Bourbon
and a good cigar
Picture of Johnny 3eagles
posted Hide Post
I seem to remember that the Defensive Drive discout with USAA was effective for 2 or 3 years. When you look at your Discout page of you policy, it will spell out the expiration date of the discount.





If you're goin' through hell, keep on going.
Don't slow down. If you're scared don't show it.
You might get out before the devil even knows you're there.


NRA ENDOWMENT LIFE MEMBER
 
Posts: 7369 | Location: Arkansas  | Registered: November 06, 2010Reply With QuoteReport This Post
Optimistic Cynic
Picture of architect
posted Hide Post
quote:
Originally posted by Edmond:
quote:
Originally posted by Beancooker:
If there isn’t a test or an online proctor watching you, I’d probably do it.

State Farm offered me a little device that plugged into the OBD2 port. It monitored and reported speed, acceleration and braking, g forces...

Not a chance.


I saw a commercial where it said you were charged by how much you drive.
Ah, so GPS too, huh? No thank you.
 
Posts: 6937 | Location: NoVA | Registered: July 22, 2009Reply With QuoteReport This Post
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