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Member |
I don't have any regular prescription medications and have used SilverScripts Choice plan through Aetna. I just received a notice that next year the monthly premium is increasing from $5.30 to $28.50, and the annual deductible from $280 to $590. I'm curious if this is unique to this particular plan, or it is part of an across the board massive increase. Any others experiencing similar increases? | ||
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Get my pies outta the oven! |
It's probably Aetna, they're horrible, it's what I'm stuck with for health plans. My open enrollment at work begins this month sometime and I'm dreading the rate increases with this shit so-called "healthcare" provider. | |||
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Partial dichotomy |
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Thank you Very little |
Neighbor has them, said they got a non renewal on the plan, they have to pick a different plan as Aetna was discontinuing the old one... | |||
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thin skin can't win |
Is this a by-product of being in an Advantage plan instead of traditional Medicare? You only have integrity once. - imprezaguy02 | |||
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Member |
Not an Advantage plan, Medicare G. | |||
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Member |
Might be related to Aetna being part of CVS. CVS looking to breakup https://www.reuters.com/busine...rces-say-2024-09-30/ | |||
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His Royal Hiney |
The premiums are set by the drug plan. The maximum deductible for each year is set by Medicare. Understanding Part D coverage is even more complicated than Medicare supplemental plans. The good news is that you can easily switch Part D plans every year. There's also good news for 2025. In previous years, there's a coverage gap where you pay a lot more until you reach the catastrophic coverage. For 2025, after the deductible, you pay 25% all the way through Catastrophic coverage where you pay 0%. I think all these adjustments are causing the changes in the premiums. What you can do is go on Medicare.gov. Enter your zip code and your prescriptions. Then is brings up the plans available in your area sorted in in the order of total cost to you for each plan (premiums plus deductible plus copay). Even within each plan, it makes a difference in cost as to which network pharmacy you get your prescriptions from. "It did not really matter what we expected from life, but rather what life expected from us. We needed to stop asking about the meaning of life, and instead to think of ourselves as those who were being questioned by life – daily and hourly. Our answer must consist not in talk and meditation, but in right action and in right conduct. Life ultimately means taking the responsibility to find the right answer to its problems and to fulfill the tasks which it constantly sets for each individual." Viktor Frankl, Man's Search for Meaning, 1946. | |||
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His Royal Hiney |
If you're saying you have Medicare supplemental plan G, you have to understand that your part D plan is separate from your plan G. You can get them from a different company. Follow my directions in my post above as to how you can shop for a new Plan D that may be lower total cost to you. "It did not really matter what we expected from life, but rather what life expected from us. We needed to stop asking about the meaning of life, and instead to think of ourselves as those who were being questioned by life – daily and hourly. Our answer must consist not in talk and meditation, but in right action and in right conduct. Life ultimately means taking the responsibility to find the right answer to its problems and to fulfill the tasks which it constantly sets for each individual." Viktor Frankl, Man's Search for Meaning, 1946. | |||
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Member |
I knew that Plan D was separate from G, was just responding to the question regarding Advantage. We have an appointment with our county Senior Services office to compare available Part D plans. I suspect that they may have a greater insight into the plan details. Thanks for the suggestions. | |||
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Member |
Aetna had 3 tiers low, med & high. They cut out the low since the Feds capped you out at $2k. and averaged everybody up. _________________________ | |||
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Happily Retired |
Good topic. I am looking (just looking) at maybe giving plan D a whirl this fall. .....never marry a woman who is mean to your waitress. | |||
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Member |
The companies managing Medicare have been making a ton of money. Government has cut back the huge subsidy and now you are paying the difference. Yes these are Medicare Advantage plans | |||
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