Lets say you have as an example $400,000 in cash that you could invest, what would you invest it in today?

What kind of annual Return On Investment (ROI) are you expecting and risk you willing to take?

Minimal risk and willing to wait on the return: Boeing
Moderate risk and willing to wait: land (cause you know, they ain't making anymore)
High risk and no wait; loan shark.

Invest in yourself by Education and/or training in a skill set that will make you more employable, or a higher income, or more in demand.

That, and be out of debt.

That shouldn't take up the $400K.

The rest? Very good question. Waiting to see what else is advised.
.

Everyone is different and has different goals and age is an important consideration, so there is no one answer fits all.

Personally, I feel that nothing safe (Bond's, CD's, is paying enough to get locked into one long term).
Right now I'd hold a lot liquid and wait for a dip in the stock market and/or real eastate market and perhaps buy both (half and half) on a dip. Whether it be individual stocks, or 3 different funds.

quote:

Minimal risk and willing to wait on the return: Boeing

The ABSOLUTE WORST advice is to put it into a single stock,k no matter what the stock is.

Diversify, Diversify, Diversigy.

Look into low cost ETF's that contain literally thousands of stocks.
But first, know your tolerance for risk.

Hookers and blow.

I had to get that in, but on a more serious note:

One of the absolutely best things you can do for yourself is to make sure your immediate access accounts are at a level that keeps you from having to make poor decisions due to a shortage of ready funds, such as putting off replacing bald tires and sliding into that Mercedes in front of you that stopped short on a wet road. Many times in my youth I had to pick the best of several bad choices because I couldn't afford a good one. Having a bank account with a comfortable level of cash available is liberating in many ways, and the benefits of getting a good nights sleep cannot be overstated.

Now if you and/or your spouse are in the habit of spending every available penny (my first wife tried to do that twice over), or if your sole motivation to get up and go to work is because you're broke, putting it in a harder-to-extract place may give a better long-term result, but there is absolutely nothing wrong with maintaining a $100K (or so) checking account balance.

Pay off all debt.

If I was under employed and had a skill or trade, I would use it to start a business.

If I was gainfully employed and had only a modest amount of spare time, I would use it to buy rental properties in places where the people are nice, but the property is affordable. Utah, Idaho, Indiana.

If I were gainfully employed but had lots of spare time, I would invest in stocks, each carefully researched and understood.

If I were gainfully employed but had no free time, I would dollar cost average into a 5 or 6 low cost Exchange Traded Funds, for example VOO, VTI , VNQ, and a few bond indices.

quote:

Originally posted by architect:
Hookers and blow.

Finally!
I’m a bit disappointed this took as long as it did.

Let's say you robbed a mob outfit and need to change your identity...

quote:

Originally posted by parabellum:
Let's say you robbed a mob outfit and need to change your identity...

Robbing the mob?

Then you better be in the Witless Protection Program.
.

Certain luxury goods are also doing quite well. Rolex steel sport watches, Chanel leather handbags, etc.

quote:

Originally posted by radioman:

quote:

Minimal risk and willing to wait on the return: Boeing

The ABSOLUTE WORST advice is to put it into a single stock,k no matter what the stock is.

Diversify, Diversify, Diversigy.

Look into low cost ETF's that contain literally thousands of stocks.
But first, know your tolerance for risk.

While I agree not to put all in one basket, why did you focus on just the first one?

Did you consider the 3, 5, and 10 year historicals for Boeing? Once the software issue is resolved, their stock will return to previous values.

Makes a big difference depending on where you are in life and what other assets you have. Retired and living on some level of fixed income, then conservative & swan (sleep well at night). In your thirties with a good job, something riskier that’ll offer a better return over decades. Adjust accordingly for in between life stages. Since no one can predict the future, you pays your money and takes your chances!

Bitcoin, everyone gets rich off that.....

I would go to the Gold Nugget Fremont St Las Vegas, find a roulette table and put $200,000 on Red, one spin.

Big Buffalo in the third race at Pimlico. Sure bet.

One word. Plastics.

Pt bullion, maybe a basket of energy stocks. The real best answer is probably wait, see if the 4th quarter results are a blood bath/how the stocks get around the election, and if they drop, put it in an index fund and forget about it.

I would do a 50/50 split between Vanguard's U.S. Total Stock Market Fund and U.S. Total Bond fund. If I had any debt, I would pay that off first.