A terrible divorce 27 years ago steeled me to max out my 401k in most aggressive funds I could invest in. Now at 63 wife and I are retired with no worries

Spent more of my money on alcohol, tobacco, and women instead of wasting it.

While I was working, I had the phones and e-mails of all the physicians in our huge medical group. Once I retired, all that--and access to digital medical library with all the journals one could wish for--went away. Crap.

Put more money into my ROTH IRA over the years and had converted some of my income to post tax savings (CD’s, investments, etc.).

Wish I had set up the Roth accounts earlier

Not a damn thing. We had great careers and managed to retire debt free with decent income. Nothing fancy but we’ve loved our 10 years of retirement.

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