SIGforum
What do you wish you had done before you retired?

This topic can be found at:
https://sigforum.com/eve/forums/a/tpc/f/320601935/m/4380029015

September 19, 2024, 11:25 AM
400m
What do you wish you had done before you retired?
No real reason for the question, just curious.
September 19, 2024, 11:30 AM
calugo
Put more money into a retirement account, there was a time in my life were I was careless with money.
September 19, 2024, 11:30 AM
CoolRich59
Started saving earlier.

I waited till I was in my 30s before I got serious about saving for retirement. I told my kids to start saving 10% of whatever they make, starting with their first paycheck.


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“One of the common failings among honorable people is a failure to appreciate how thoroughly dishonorable some other people can be, and how dangerous it is to trust them.” – Thomas Sowell
September 19, 2024, 11:31 AM
slosig
Made more money and invested it in a more diversified manner. Big Grin

Bought a few pieces of property that at the time I thought, “I’ll get around to that later.”

Still can’t complain, but yeah there are a few woulda, coulda, shoulda, but didn’t things out there.
September 19, 2024, 11:37 AM
tatortodd
I'm following this thread as I intend to retire in 3.25 to 5.25 years.


Ego is the anesthesia that deadens the pain of stupidity

DISCLAIMER: These are the author's own personal views and do not represent the views of the author's employer.
September 19, 2024, 11:53 AM
MRMATT
As others have stated, started earlier and saved more.


_____________________________
"A free people ought not only to be armed and disciplined but they should have sufficient arms and ammunition to maintain a status of independence from any who might attempt to abuse them, which would include their own government." George Washington.
September 19, 2024, 11:59 AM
old rugged cross
Develop an individual stock portfolio and understand how to manage it to balance both income and tax ramifications.



"Practice like you want to play in the game"
September 19, 2024, 12:10 PM
Phelen_Kell
I wish I’d traveled more and explored new hobbies. It’s easy to get caught up in routine and miss out on life experiences.
September 19, 2024, 12:21 PM
CD228
quote:
Originally posted by slosig:
Made more money and invested it in a more diversified manner. Big Grin

Bought a few pieces of property that at the time I thought, “I’ll get around to that later.”

Still can’t complain, but yeah there are a few woulda, coulda, shoulda, but didn’t things out there.

I'm 1-3 years out and wish I had purchased property
September 19, 2024, 12:22 PM
Bytes
Put my wife up on a higher pedestal. I haven't retired yet but dang, looking back that girl was instrumental in our success.
September 19, 2024, 12:50 PM
Lwt16
I wish I had bought the property and dilapidated house next to me for the fraction of a price it sold for. I had the tools and the skills to fix everything that needed fixing. Materials and sweat equity would have probably quadrupled my money at a minimum.
September 19, 2024, 12:51 PM
gjgalligan
quote:
Originally posted by tatortodd:
I'm following this thread as I intend to retire in 3.25 to 5.25 years.


There is an old saying of never too late, but you might be a bit late joining the party.


Integrity is doing the right thing, even when nobody is looking.
September 19, 2024, 01:07 PM
pace40
Bought a crap ton of gold instead of listening to my "diversification is the key" advisor.


____________
Pace
September 19, 2024, 01:47 PM
tatortodd
quote:
Originally posted by gjgalligan:
quote:
Originally posted by tatortodd:
I'm following this thread as I intend to retire in 3.25 to 5.25 years.


There is an old saying of never too late, but you might be a bit late joining the party.
Not at all. I started maxing out my 401k and IRAs in my 20s. I'm merely looking for nuggets of what people wish they had done their last few years of working.


Ego is the anesthesia that deadens the pain of stupidity

DISCLAIMER: These are the author's own personal views and do not represent the views of the author's employer.
September 19, 2024, 01:54 PM
GT-40DOC
Not gotten re-married!!
September 19, 2024, 02:07 PM
PHPaul
Like others, saved more, spent less but I had a lot of fun so...

MAIN thing is I wish I'd gone to the VA for an disability appraisal the day I retired from the Navy. It would have made my life a LOT simpler 20 years down the line.



Be careful when following the masses. Sometimes the M is silent.
September 19, 2024, 02:21 PM
mttaylor1066
Marry wisely the FIRST time.


___________________

Company, villainous company hath been the spoil of me.
September 19, 2024, 02:23 PM
Fly-Sig
Maximized ROTH with ROTH conversions from a traditional IRA or 401k.
September 19, 2024, 02:24 PM
selogic
I wish I had maxed out my 401k earlier .
September 19, 2024, 02:40 PM
RogueJSK
Saved all the contacts from my work phone/computer account, not just the ones I thought I'd need/want.

Keep finding myself going "Damn, wish I still had X's email/number!"