Simply looking for an account to bank my emergency fund. Getting virtually no interest in my current credit union. Not looking for investment advice. This is just gonna be cash built up for emergency use.

I’ve had ok results from CIT Bank.

https://www.cit.com/cit-bank/bank/savings

Find one that has good service and a good webpage for your needs.
They all pay just above nothing, as you know, and so that's really not much of a consideration.
For slightly better rates you could try an account at Vanguard or Fidelity that's designed for your purposes. They're pretty safe, from a practical standpoint too.

DWS scudder Money Market Fund. Market rates

I keep my emergency fund in CIT bank. The best rate varies monthly.

Ally is where I park some money online.

IF you can get with Navy Federal



Special EasyStart℠ Certificate2 Minimum $50 12 months 2.96%

There is no high yield accounts anymore. We had some money in Citizen Access. The rate fluctuates and is currently 1.75%

Since I can't get a decent return on a savings or bank account anywhere, I just put it in the same place I have our checking, Chase Bank.

quote:

Originally posted by gpbst3:
There is no high yield accounts anymore.

Yes, what's the OP's definition of 'high'?

{Cue the pot jokes.}

1.5% would be high compared to what I’m getting now. Cit looks good to me.

Your local bank or CU rates will likely suck compared to the online banks. i have my cash at Ally 1.25% easy to open online and transfer back to my daily bank. Some places as good as 1.6%. Navy federal is only .25% on savings.

Rates are heading up. They were near 0% for a long time. The problem with much higher cash savings rates means mortgage and other borrowing rates are much higher. Great if your a saver, terrible if you need a mortgage or car. Which then leads to what happens when 100% safe investment like cash earns more than the rate on yo ur mortgage. Still aggressively prepay it?

I use Amex and Discover savings.

quote:

Originally posted by Anush:

https://www.marcus.com/us/en

They are affiliated with Goldman Sachs -- the same company that issues the Apple credit card.

May want to check out nerdwallet.com

Marcus works for me oo

Take a look at Bask Bank; currently at 2.02%.