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What high yield savings bank/account do you like? Login/Join 
paradox in a box
Picture of frayedends
posted
Simply looking for an account to bank my emergency fund. Getting virtually no interest in my current credit union. Not looking for investment advice. This is just gonna be cash built up for emergency use.




These go to eleven.
 
Posts: 12605 | Location: Westminster, MA | Registered: November 14, 2006Reply With QuoteReport This Post
Inject yourself!
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I’ve had ok results from CIT Bank.

https://www.cit.com/cit-bank/bank/savings




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Posts: 8381 | Location: West | Registered: November 26, 2002Reply With QuoteReport This Post
Just because you can,
doesn't mean you should
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Find one that has good service and a good webpage for your needs.
They all pay just above nothing, as you know, and so that's really not much of a consideration.
For slightly better rates you could try an account at Vanguard or Fidelity that's designed for your purposes. They're pretty safe, from a practical standpoint too.


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Posts: 9909 | Location: NE GA | Registered: August 22, 2002Reply With QuoteReport This Post
Member
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DWS scudder Money Market Fund. Market rates
 
Posts: 17622 | Location: Stuck at home | Registered: January 02, 2015Reply With QuoteReport This Post
Alienator
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I keep my emergency fund in CIT bank. The best rate varies monthly.


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Posts: 7185 | Location: NC | Registered: March 16, 2012Reply With QuoteReport This Post
Experienced Slacker
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Ally is where I park some money online.
 
Posts: 7522 | Registered: May 12, 2004Reply With QuoteReport This Post
No, not like
Bill Clinton
Picture of BigSwede
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IF you can get with Navy Federal



Special EasyStart℠ Certificate2 Minimum $50 12 months 2.96%



 
Posts: 5657 | Location: GA | Registered: September 23, 2009Reply With QuoteReport This Post
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There is no high yield accounts anymore. We had some money in Citizen Access. The rate fluctuates and is currently 1.75%


 
Posts: 5479 | Location: Pittsburgh, PA, USA | Registered: February 27, 2001Reply With QuoteReport This Post
I Deal In Lead
Picture of Flash-LB
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Since I can't get a decent return on a savings or bank account anywhere, I just put it in the same place I have our checking, Chase Bank.
 
Posts: 10626 | Location: Gilbert Arizona | Registered: March 21, 2013Reply With QuoteReport This Post
Member
Picture of Keystoner
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quote:
Originally posted by gpbst3:
There is no high yield accounts anymore.

Yes, what's the OP's definition of 'high'?

{Cue the pot jokes.}



Year V
 
Posts: 2683 | Registered: November 05, 2012Reply With QuoteReport This Post
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https://www.marcus.com/us/en


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Posts: 4357 | Location: Nashville, Tennessee | Registered: December 16, 2004Reply With QuoteReport This Post
paradox in a box
Picture of frayedends
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1.5% would be high compared to what I’m getting now. Cit looks good to me.




These go to eleven.
 
Posts: 12605 | Location: Westminster, MA | Registered: November 14, 2006Reply With QuoteReport This Post
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Your local bank or CU rates will likely suck compared to the online banks. i have my cash at Ally 1.25% easy to open online and transfer back to my daily bank. Some places as good as 1.6%. Navy federal is only .25% on savings.

Rates are heading up. They were near 0% for a long time. The problem with much higher cash savings rates means mortgage and other borrowing rates are much higher. Great if your a saver, terrible if you need a mortgage or car. Which then leads to what happens when 100% safe investment like cash earns more than the rate on yo ur mortgage. Still aggressively prepay it?
 
Posts: 5049 | Location: Florida Panhandle  | Registered: November 23, 2008Reply With QuoteReport This Post
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Picture of losvaqueros
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I use Amex and Discover savings.
 
Posts: 1813 | Location: Mid Tenn | Registered: January 16, 2006Reply With QuoteReport This Post
אַרְיֵה
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quote:
Originally posted by Anush:

https://www.marcus.com/us/en
They are affiliated with Goldman Sachs -- the same company that issues the Apple credit card.



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Posts: 31589 | Location: Central Florida, Orlando area | Registered: January 03, 2010Reply With QuoteReport This Post
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Picture of losvaqueros
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May want to check out nerdwallet.com
 
Posts: 1813 | Location: Mid Tenn | Registered: January 16, 2006Reply With QuoteReport This Post
Virtute et Armis
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Marcus works for me oo


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Posts: 128 | Location: Petal, MS | Registered: November 06, 2003Reply With QuoteReport This Post
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Take a look at Bask Bank; currently at 2.02%.


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Posts: 2366 | Location: West | Registered: December 03, 2002Reply With QuoteReport This Post
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