We have one from AmEx and one from Capital One. They are FDIC insured. Never had a problem or a worry about them.

We have an Openbank account that we opened through Verizon Wireless. It pays 3.8% and we also receive a 15.00 credit on our cell bill monthly. Not too bad.

I thought of them but haven’t used them. I have some money in a local bank CD currently at 3.55% and they are basically no penalty. You only would lose the interest of that month if you took money out early. I like it because it is a brick and mortar just a couple miles away.

I have a 401K professionally managed by Fidelity and I think they have high interest savings that I might look into.

I use Robinhood sweep fixed account for 3.35% and WMPXX in my other brokerage account. For my regular savings account I actually don't have it in an interest bearing account, which is stupid because I keep a decent amount of cash outside of my brokerage accounts.

I think I need to ask my bank about high yield savings or transfer my savings to my brokerage account until actually needed.

Have used Marcus for several years. Very easy to deposit and transfer funds via the app.