I recently received my renewal premium quotes for on or off (they are the same) exchange 2018 health care under ACA. To say they took my breath away would be and understatement.

We only have one option where I live here in Georgia, Alliant. My present SOLOCare Silver, $5750 deductible for my wife and me is now $2989.57 per month.

Yes, I'm in my 60's and the wife isn't far behind but i don't see how they think most people can possibly spend this much. The cheapest plan with much worse terms is $2319.92 per month, the highest is $3399.11 per month.
We are both self-employed and make above the income for 2 people ($64,000 limit, line 37 of 1040, before personal deductions and exemptions) to qualify for the subsidy but not enough to pay this kind of cost.

What is everybody else, that doesn't have employer provided benefits doing?

That can't be right?

If it is how about some of the Christian share expense programs? There has to be other options. That is criminal.

Yeah. Ours was just under $2000/month and is going up to $2400. "If you like your insurance you can keep your insurance".

Lying sack of shit, that obama.

quote:

Originally posted by old rugged cross:
That can't be right?

That isn't right but it is what it is. I have spoken to my insurance agent, Insurance company and the folks at healthcare.gov.

Last year the same thing was around $2200 per month and that was bad enough.

Unfortunately, if you're in your early to mid 60's, they hit you hard. I'm really looking forward to turning 65 now for that reason.

I'm just surprised we aren't hearing more about this on the news, even FOX. The Democrats should be hung for this but the Republicans really didn't have a viable option ready either.

Yeah, and the other folks have promised to fix it too. Huh?

Damn. There really isn't anything else to say. I'm sorry, that really sucks. There is nothing at all affordable about that.

Main reason I stuck around for a reserve military retirement - healthcare at 60 years old.

My parents had been able to retire since their late 50s, however the healthcare costs (even pre-Obamacare) kept them from doing so - so one of them worked until they both were 65.

Originally, Obama and the democrats were to blame. Senate Republicans own it now. Shame on them.

you should send a bill to your congresscritter and ask for assistance in paying these outrageous fees

remind him of the promise that Obama made - you can keep your provider and costs will go down

quote:

Originally posted by dgshooter:
Originally, Obama and the democrats were to blame. Senate Republicans own it now. Shame on them.

I disagree. They don't own it because they didn't do it (not a single one voted for it).

That said, they 100% own their own incompetence and cowardice of not fixing it now that they have the majority.

$24k-$30+k/year for health insurance is absolutely insane at any age. I don't understand why there isn't a whole heck of a lot more pressure from the people on Congress to fix it. Of course, the fake news media propaganda and RINOs aren't helping with their scare tactics, protecting this POS legislation.

Makes my blood boil. I'm 44, and my wife and I are saving enough so we can retire at ~58 - 60. Insurance rates that high may make that goal impossible.

Whether it's Obamacare or Trumpcare, you are never going to have "affordable healthcare" as long as the insurance companies and the pharmaceutical companies are given free rein. That is the current situation.

May have to work till 65 cause of this. Bastards don't care since they are exempt from it themselves.

Rates going up for my family as well.
I'm lowering my coverage to keep the bleeding down. No other options.

The debacle continues.

I was so glad when I hit 65 and got Medicare. Premium BC&BS at $687.00 month to $134.00. Can't wait till Wendy hit 65 in a couple of months. Chris

And they wonder WHY people DON'T have insurance!

quote:

Originally posted by Chris Anchor:
I was so glad when I hit 65 and got Medicare. Premium BC&BS at $687.00 month to $134.00. Can't wait till Wendy hit 65 in a couple of months. Chris

Chris,

Did you keep your BC/BS as secondary? And if so how much are you paying?

Thanks,
Ray

Self insure?
Check into "concierge medicine".
There are doctors who are fed up with the insurance companies too.

Mine doubled this yr as well. I turn 65 in August, so I will sign up for Medicare and maybe VA benefits, but will have to continue to pay high premiums for wife for another year.
I had a $7000 deductible and the last two years my plan was no longer going to be available in my county after that year, increased ded and increased premiums. AFFORDABLE HEALTH CARE MY A$$

quote:

Originally posted by chellim1:
Self insure?
Check into "concierge medicine".
There are doctors who are fed up with the insurance companies too.

We pay in cash. We find no shortage of local doctors willing to take care of us for a greatly reduced rate, paid in cash.

There is only one company offering "plans" in our area. It is most decidedly un-affordable. So far we've never had to pay the penalty as it was SO outrageously un-affordable.

The whole system makes me sick to my stomach. I really believe that the assholes that implemented this should be punished and held accountable.