I'd like to say that I'm kidding, but I'm not. Received a bill in the mail for 0.65. Yes, 65 cents. Why not just add it on the next bill?? It cost them almost that much to mail it to me, and nearly that much for me to mail it to them. How stupid. I'm surprised my bank even knew how to process it.

They have to balance the books. I have seen Medicare issue checks for three cents. Don't cash it, just sign it over to them in payment of the next bill.

Start paying them 10 cents short. Make them go after that dime every month.

Why not overpay each payment by 10cents and then demand they do a refund and not a credit forward?? .......... drill sgt.