April 14, 2025, 10:25 PM
cparktdBank drops free service for members. CarFax reports.
I've been a member of the Credit Union for decades. Keep a substantial amount in savings.
They used to run a free Carfax for members if you were looking at a used car. A nice perk, I think you could get 5.. I never maxed it out.
Well, I just found out. They no longer do that unless / until / after you file a complete loan application for a used vehicle.
I'me paying cash, no loan needed, so gee thanks!
April 15, 2025, 04:20 PM
41Things have changed at some places. Weiss use to let you get your bank rating for free. I use to check my CU from time to time.
Now you have to be a member which costs money or be a subscriber to one of his investment news letters.
This link looks at some of the major banks:
https://weissratings.com/en/bankingLooks like this link lets you check the rating of your CU...type in the name in the box:
https://weissratings.com/en/se...rating(%3C%3EA%2B,E-)
April 17, 2025, 11:53 PM
Rey HRHIt’s a credit union. Take out the loan to make them happy then turn around and pay it off. I did exactly that but because I was managing my cash flow in terms of I couldn’t get the cash inside of a week. Since it’s a credit union, the loan interest isn’t front loaded and there’s no prepayment penalty.
April 21, 2025, 07:19 PM
ZSMICHAELquote:
've been a member of the Credit Union for decades. Keep a substantial amount in savings.
^^^^^^^^^^^^^
Ask the branch manager if they will wave it if you have a big enough account. That has worked for me,