Go | New | Find | Notify | Tools | Reply | |
| Member |
Does anyone know if it is possible to use an AMEX card to pay for something in a place where AMEX is not one of the cards accepted? Are there any apps that can mask the AMEX card as something else to resemble the cards that are taken? (VISA, MC, DISCOVER)? | ||
|
thin skin can't win |
The card number itself is different by issuer and the first several digits identify who that is. Without another card number that somehow "routes" to your AMEX that will be impossible, and any sort of routing also not an option. Imagine the fraud we'd see if that was even remotely possible. Now if you're talking about using an intermediary like Paypal at the merchant then they won't know or care what the settlement mechanism is on the backside. But for a direct card-to-seller transaction not going to work. You only have integrity once. - imprezaguy02 | |||
|
Nullus Anxietas |
I can't imagine how that would be possible. "America is at that awkward stage. It's too late to work within the system,,,, but too early to shoot the bastards." -- Claire Wolfe "If we let things terrify us, life will not be worth living." -- Seneca the Younger, Roman Stoic philosopher | |||
|
Recondite Raider |
pay for item with another card. Transfer transaction cost from Amex to checking account Pay other card with checking account. This puts the balance on your Amex card, but won't necessarily earn you any points. __________________________ More blessed than I deserve. http://davesphotography7055.zenfolio.com/f238091154 | |||
|
Tinker Sailor Soldier Pie |
No. ~Alan Acta Non Verba NRA Life Member (Patron) God, Family, Guns, Country Men will fight and die to protect women... because women protect everything else. ~Andrew Klavan | |||
|
Optimistic Cynic |
I imagine that, if you register the card in a payment service, ala Apple Wallet, you could "pay with your phone/Apple Pay" and the merchant would not see that AMEX was involved. The confirmation notice I got from AMEX when I did this indicated that this would be the case. It specifically said that Apple would not see or store the card number. | |||
|
Don't Panic |
Maybe get a PayPal debit card and use the AMEX as the back end into PayPal? | |||
|
| Serenity now! |
If they take Apple Pay you could use that on the point of sale, but funded/linked to your AMEX. Are you trying to maximize your MR points? ------------------------------------------------ 9/11/01 Never Forget "In valor there is hope" - Tacitus | |||
|
אַרְיֵה |
Merchant do not see the specific card number, but I believe that they do see what type card is used (AMEX, MasterCard, VISA). הרחפת שלי מלאה בצלופחים | |||
|
Member |
PayPal or apple pay are two work arounds to use AMex where it isn’t accepted | |||
|
| Nullus Anxietas |
This ^^^^^ Using Apple Pay does not change what CC is used, just the mechanism for using it. E.g.: Costco does not accept MasterCard. When my CU recently switched from Visa to MC that created a problem for my wife and me. We fixed it by acquiring Costco Visa cards. When we shop at Costco and I pay via Apple Pay I have to select the Costco Visa card. Their terminals will not accept our MC card--Apple Pay or no Apple Pay. The reason many merchants don't like to accept AmEx is AmEx' fees. That wouldn't change using Apple Pay with an AmEx card. "America is at that awkward stage. It's too late to work within the system,,,, but too early to shoot the bastards." -- Claire Wolfe "If we let things terrify us, life will not be worth living." -- Seneca the Younger, Roman Stoic philosopher | |||
|
His Royal Hiney |
That would incure a cash advance transaction fee. "It did not really matter what we expected from life, but rather what life expected from us. We needed to stop asking about the meaning of life, and instead to think of ourselves as those who were being questioned by life – daily and hourly. Our answer must consist not in talk and meditation, but in right action and in right conduct. Life ultimately means taking the responsibility to find the right answer to its problems and to fulfill the tasks which it constantly sets for each individual." Viktor Frankl, Man's Search for Meaning, 1946. | |||
|
Member |
We carry the AMEX platinum and use it for most of our shopping. The exceptions are Costco and Amazon with their branded cards. I'm sorry if I hurt you feelings when I called you stupid - I thought you already knew - Unknown ................................... When you have no future, you live in the past. " Sycamore Row" by John Grisham | |||
|
| Smarter than the average bear |
You could buy a Visa gift card and pay for it with your Amex. They are sold many places, but a quick google search found www.thegiftcardshop.com, where it appears you can buy a card up to $500 for a $5.95 fee. I think that will be your issue- the fee charged relative to the amount of the gift card. | |||
|
| Run Silent Run Deep  |
The only way I can think of is if you use an app like Apple Pay or Zelle. That would connect the card to the app, and then the merchant would have to accept that app as payment. _____________________________ Pledge allegiance or pack your bag! The problem with Socialism is that eventually you run out of other people's money. - Margaret Thatcher Spread my work ethic, not my wealth | |||
|
| Member |
Some smaller vendors will take Venmo. If they do, may want to look into this: https://www.americanexpress.co...peer/send-and-split/ --K | |||
|
| Tinker Sailor Soldier Pie |
I use the Amex send account for Venmo almost exclusively. Very convenient and does put the balance on your Amex account. However, if you're looking to acquire reward points or miles or earn towards a spending based offer, this type of spend will not qualify. Furthermore, per the terms and conditions: "You are not permitted to use your Send Account to pay for the purchase of goods or services, to make payments to merchants, or for any type of business payment or other similar designations, or to make payments on loans or debts you owe arising from the purchase of goods or services or other transaction with a merchant." ~Alan Acta Non Verba NRA Life Member (Patron) God, Family, Guns, Country Men will fight and die to protect women... because women protect everything else. ~Andrew Klavan | |||
|
| Powered by Social Strata |
 | Please Wait. Your request is being processed... |
|
© SIGforum 2024