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Who do you use for motorcycle insurance

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December 18, 2022, 09:30 PM
Oat_Action_Man
Who do you use for motorcycle insurance
I'm waiting for my first bike to arrive after putting down a deposit like 2 months ago. No idea when it'll get here, but likely 2023, according to the dealer.

Been buying gear in the meantime and should of course look for insurance too.

Who do you recommend for insurance on your motorcycle? My car/homeowners policy is with Travelers.


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Chuck Norris put the laughter in "manslaughter"

Educating the youth of America, one declension at a time.
December 18, 2022, 09:42 PM
jprebb
I use GEICO for my motorcycle.

JP
December 18, 2022, 09:50 PM
Rick Lee
I've bounced around, but Geico has been the best for a long time.


Freewill Firearms
07 FFL, Class 2 SOT
December 18, 2022, 09:51 PM
JohnO
Safety... great
December 18, 2022, 10:05 PM
P250UA5
My dad & FIL both had/have Progressive.




The Enemy's gate is down.
December 18, 2022, 10:15 PM
Jupiter
State Farm


Diligentia, Vis, Celeritas

"People sleep peaceably in their beds at night only because rough men stand ready to do violence on their behalf."
-- George Orwell

December 18, 2022, 11:08 PM
tatortodd
State Farm

I do know that Amica sucks sweaty balls at motorcycle insurance. I was excited when they started offering it as I had homeowners and auto with them, and was happy. I became less excited when the policy arrived as a strike out of their auto policy. I had a claim too and they couldn't tie velcro shoes. Dumped them as soon as the year was up.



Ego is the anesthesia that deadens the pain of stupidity

DISCLAIMER: These are the author's own personal views and do not represent the views of the author's employer.
December 19, 2022, 02:25 AM
Prefontaine
Progressive. They have been pretty good on the annual premiums for all of mine. I’m still baffled by the price decreases every year but I’m thanking God for them.



What am I doing? I'm talking to an empty telephone
December 19, 2022, 03:41 AM
aileron
GEICO
December 19, 2022, 04:07 AM
Excam_Man
Progressive, but you'll definitely want to call around for pricing.
If you have experience riding, make sure you tell them.




December 19, 2022, 05:14 AM
JPD217
I would definitely call several and get quotes. I found that the cheapest way for me was using the same company (American Family) as I use for my pickup and renters ins. There are discounts for multi-vehicle and bundling.
December 19, 2022, 05:47 AM
PHPaul
All my vehicles and my house/property are with State Farm. I started with SF on my first car more than 50 years ago and they've met my insurance needs ever since.

Don't know if it's the cheapest, and don't care. The service has been impeccable and there's no getting around the aphorism that you get what you pay for.




Be careful when following the masses. Sometimes the M is silent.
December 19, 2022, 06:43 AM
kyoung
Farmers Foremost


Sig 556
Sig M400
P226 Tacops
P229 Legion
P320 X compact
December 19, 2022, 07:00 AM
4MUL8R
Erie


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Trying to simplify my life...
December 19, 2022, 07:39 AM
RebGen
Government Employee Insurance Corporation policy has worked well for my 2019 Honda Goldwing.

* no claims so no experience to share.
December 19, 2022, 08:57 AM
ridewv
quote:
Originally posted by Oat_Action_Man:
I'm waiting for my first bike to arrive after putting down a deposit like 2 months ago. No idea when it'll get here, but likely 2023, according to the dealer.

Been buying gear in the meantime and should of course look for insurance too.

Who do you recommend for insurance on your motorcycle? My car/homeowners policy is with Travelers.


Progressive was the best rate for me the last two years but it seems to vary by State.

What bike do you have on order?


No car is as much fun to drive, as any motorcycle is to ride.
December 19, 2022, 09:03 AM
Xer0
I pay $201/year for liability on 4 motorcycles through Dairyland Insurance. That equates to $16.75/month or $4.19/month per motorcycle. That's wayyyy cheaper than I was paying Allstate, and when I looked around, was better than anyone else would give me for multiple motorcycles. Everyone else wanted one policy per motorcycle and each one was still more expensive than the 4 bikes on one combined policy through Dairyland. My motorcycles are older/cheaper, so no point to full coverage. I don't have any other insurance through Dairyland, just the bikes.
December 19, 2022, 09:45 AM
ch23701
State Farm for everything.
December 19, 2022, 11:02 AM
Fly-Sig
State Farm with all my other insurances.

My daughter had a bad experience with a claim using Progressive. That was about 10 years ago. Neither she nor I will ever buy Progressive insurance again.
December 19, 2022, 11:09 AM
ridewv
quote:
Originally posted by Xer0:
I pay $201/year for liability on 4 motorcycles through Dairyland Insurance.... ......Everyone else wanted one policy per motorcycle and each one was still more expensive than the 4 bikes on one combined policy through Dairyland. My motorcycles are older/cheaper, so no point to full coverage. I don't have any other insurance through Dairyland, just the bikes.


Yeah Dairyland is real competitive on cycle insurance. I used to have them until they pulled out of WV. That's when I switched to Progressive and while Progressive was just a bit higher the liability limits are a step higher. With both I have full coverage on all bikes with $2,000 additional for damage or loss of accessories, riding gear, helmet, etc., and tow coverage.


No car is as much fun to drive, as any motorcycle is to ride.