Well this is kind of creepy.
Our main credit card is the Amazon Prime Visa (from Chase) Got a message on both the home and cell phone indicating possible fraud and to call a 1 800 number.
I called the 1 888 on the back of the card to be sure I was talking to Chase.
Someone had called in trying to change information on the card from a number not listed when I applied. I confirmed I did not call nor did I know that number. The cancelled the card and issued new.
So of course I had to go through my last statement and figure out what all Auto pays and saved payments needed to be changed.
Chase was kind enough to overnight my cards. They arrived today and I started to change my card numbers.
I went to my Apple Wallet on my phone first only to find that my new information had already been loaded into Apple Wallet and my iTunes and iCloud accounts.
Found this pretty interesting. Would make sense if it was an Apple Credit Card but an unrelated companies card, that is pretty wild.

My Amazon account who I got the card from had to be manually changed.

I have since missed a couple calls from the number that tried to access my account. My guess is they were going to try some fishing scheme to get the info they did not know for the security questions.

Don't have to wait for the new card in the mail to make a purchase with Apple Pay or to use your ATM to get cash.

Especially helpful if you have to replace it while away from home.

Apple “handshakes” with your card issuer to set up Apple Pay. It surprises me only a little that the issuer communicates back to Apple that the card number associated with the account has changed.

Visa and MasterCard both have a service that automatically updates card info based on status changes. Visa for example offers an API that registered developers can call and receive a flag if card details have changed (reissue, etc) or if the card was closed. You can then automatically update stored card information in your application, or (if the card was closed) prompt the user at app opening that their stored card is no longer functional. The information exchanged is a token and no card details are transmitted. It’s actually been around for a few years, but it’s taken awhile for merchant/purchase based apps to program to it. I ran a project about 18 months ago related to this for a local FI.

American Express has the same type of program as well where your new card is updated for any automated or recurring charges.

Ah. Those last two posts explain a lot. For example: I'd noticed that it didn't seem to me as if I'd had to update card information as often as I used to for recurring charges. Began to wonder if I'd been imagining it. Guess not.

quote:

Originally posted by l33571:
American Express has the same type of program as well where your new card is updated for any automated or recurring charges.

This is true. I recently went through this with my wife's amex.

quote:

Originally posted by Balzé Halzé:

quote:

Originally posted by l33571:
American Express has the same type of program as well where your new card is updated for any automated or recurring charges.

This is true. I recently went through this with my wife's amex.

I came here to post the same thing. In my case, my AmEx was used a few years ago in Eastern Europe to buy a one way airline ticket to the Middle East!

AmEx immediately and wisely blocked the purchase, locked my account, called my cell number and left a message, called my work and left a message and “red flagged” my cellphone app and website login pages to immediately contact them.

When I called, they told me what happened and that they were updating my Apple Wallet and overnighting new cards. I was very impressed and I have stuck with them ever since. They earned my business.