We got a super low interest rate and a rebate with dealer financing that made it cheaper than paying cash. There was a penalty for paying off the loan within 6 months, but when that day came we paid it off. There is some minimum % of the purchase that must be financed to get the deals, but it was worth it.

The last car I just paid with a personal check. There were no incentives to finance. I did have to sit in the business office to do the paperwork and the annoying upsell pitches.

The Tesla store told me that they had an electronic payment method in place. I’d think other dealers would too nowadays. Call and ask.

That’s assuming that the lying bastards ever deliver my Model 3 Premium. “It’ll be here by September 30” they told me when I ordered it July 29. Lying bastards.

I bought a new pickup in September.

Negotiated the price and wrote a personal check.

Get the final price and wire it to the bank, or a cashiers check. Trust me, they will tell you exactly how they want it!!!!!!!!!