September 14, 2024, 09:30 PM
Skins2881quote:Originally posted by Prefontaine:
Yes, smart move. You put $1800 back into your coffers.
I know the vehicle in question. I did kind of the opposite on mine and put $25k down because of the interest rates. I got 5.49% and even that is high to me. I saved for about 4 years and that helped a lot. Cheap car payments and I cut out a lot of the interest on the front end. I pay my loans off usually 12-24 months early to boot. I bought land last year and had I not done that I would have just bought it outright. Land + Car in the same year I need a few years to recover. Killing myself trying to do a lot at once but I didn’t think people moving here would get this bad, this fast.
I traded my old car and $10k down, so I only had loan for $20k and planned the same as you. After a few months the the 5.56% was irking me. That's with USAA and excellent credit, sucks when you get used to nearly free money.
Got the tint done this week and quote for roof gloss PPF. $700, but it's worth it I guess. I need to get my appointment set for that.