SIGforum
Had Lifelock, dropped it. What do we like?
February 08, 2020, 07:14 AM
CliffHad Lifelock, dropped it. What do we like?
I vaguely remember a thread some time ago regarding protection services like Lifelock. Consensus was to get away from them. Better options?
"All great things are simple, and many can be expressed in single words: freedom, justice, honor, duty, mercy, hope."
--Sir Winston Churchill
"The world is filled with violence. Because criminals carry guns, we decent law-abiding citizens should also have guns. Otherwise they will win and the decent people will lose."
--James Earl Jones
February 08, 2020, 07:15 AM
MNSIGNothing. I check my credit card statements every month and move on.
February 08, 2020, 07:25 AM
tsmccullI have alerts set in my credit cards to email or text me for any charges over $50. If anything I don’t understand shows up, I investigate. Otherwise just check the smaller stuff monthly before I pay it off.
February 08, 2020, 07:26 AM
TigerDoreI have LifeLock. I missed the thread that said to stay away from them. I had Equifax for a while, but thought LifeLock was more thorough. I am interested to hear the input.
February 08, 2020, 07:27 AM
kz1000My credit is frozen. Only reason it needs checked is every 36 months when I lease a car.
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"Yidn, shreibt un fershreibt"
"The Nazis entered this war under the rather childish delusion that they were going to bomb everyone else, and nobody was going to bomb them. At Rotterdam, London, Warsaw and half a hundred other places, they put their rather naive theory into operation. They sowed the wind, and now they are going to reap the whirlwind."
-Bomber Harris
February 08, 2020, 07:36 AM
MaestroZander is a wonderful ID theft company. If there is an issue, they fix it for you. It's strongly endorsed by Dave Ramsey.
February 08, 2020, 07:57 AM
chongosuerteI froze my credit as well.
I purposely owe on taxes a little each year (so if someone steals my tax info and files for a refund I’m not waiting months for my money, among other reasons).
I check my accounts daily. No accounts with significant money tied to debit/linked checking accounts.
I cancel my cards and get new ones at least once a year.
Haven’t had any issues so far.
Knowing what one is talking about is widely admired but not strictly required here.
Although sometimes distracting, there is often a certain entertainment value to this easy standard.
-JALLEN
"All I need is a WAR ON DRUGS reference and I got myself a police thread BINGO." -jljones
February 08, 2020, 08:34 AM
KeystonerMint.com, or better yet, Personal Capital, for practically up to the minute monitoring of all your accounts. I can make a credit card purchase, and within minutes, it shows up on those apps. Plus, they're good if you like to see your up to date Net Worth and MAGA in action.
The danger of baobabs is so little recognized. February 08, 2020, 09:34 AM
ensigmaticI recently performed a fairly extensive review of the various identity theft detection and remediation services. IMO, the best bang for the buck in comprehensive coverage is currently
IdentityForceYou can choose
just identity theft protection or identity theft protection plus credit monitoring. Since I have all my credit reporting (and more) locked, we went with just identity protection.
"America is at that awkward stage. It's too late to work within the system,,,, but too early to shoot the bastards." -- Claire Wolfe
"If we let things terrify us, life will not be worth living." -- Seneca the Younger, Roman Stoic philosopher February 08, 2020, 10:32 AM
12131quote:
Originally posted by Maestro:
Zander is a wonderful ID theft company. If there is an issue, they fix it for you. It's strongly endorsed by Dave Ramsey.
That's what I have. 75 bucks a year.
Q
February 08, 2020, 12:24 PM
sourdough44Do your own credit freeze, then set up alerts on your credit cards.
February 08, 2020, 01:09 PM
sjtillquote:
Do your own credit freeze, then set up alerts on your credit cards.
That’s what I do. You can determine size and type of transactions giving rise to an alert. In New Zealand recently, even in the boonies, an “international” transaction showed up in seconds.
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“Remember, remember the fifth of November!"
February 09, 2020, 08:11 AM
CliffThanks guys. Much appreciated.
"All great things are simple, and many can be expressed in single words: freedom, justice, honor, duty, mercy, hope."
--Sir Winston Churchill
"The world is filled with violence. Because criminals carry guns, we decent law-abiding citizens should also have guns. Otherwise they will win and the decent people will lose."
--James Earl Jones
February 09, 2020, 10:03 AM
LBTRSI use Complete ID through Costco.
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February 09, 2020, 10:06 AM
MikeinNCWe use Zander.
“You may beat me, but you will never win.” sigmonkey-2020
“ in my opinion, anything that we can do to trigger a potential aneurysm in a leftist is a good thing and worth doing” nhtagmember 2025 February 09, 2020, 10:14 AM
ensigmaticquote:
Originally posted by sourdough44:
Do your own credit freeze, then set up alerts on your credit cards.
LifeLock and the like are more than just credit security. They're also identity theft protection services. They protect against things like people running up hospital bills, getting arrested, etc. in your name.
The service my wife and I are using, IdentityForce, is watching our names, SSNs, DLs, all our medical I.D. numbers, our passport numbers, you name it. This is non-trivial. There are people that have found their credit wrecked from hospital bills run up in their names and found themselves arrested and jailed for things done in their names.
"America is at that awkward stage. It's too late to work within the system,,,, but too early to shoot the bastards." -- Claire Wolfe
"If we let things terrify us, life will not be worth living." -- Seneca the Younger, Roman Stoic philosopher