Is there a mortgage finder for consumers out there that is not full of advertisements/spam/sell your soul to spambots, dedicated for the CONSUMER'S BEST INTERESTS? I started looking around yesterday and rates are hitting at 2% nationally, 2.5% for me locally, some good deals, others way BAD. My mortgage is only 2.75% now, but dropping another 0.75% on $200K for 15yrs is a no brainer. However, I was wondering if someone out there had a link the the "Secret Tool" for the little guy? I have used sites like Bankrate.com and LendingTree.com with various results, but always felt there has to be something out there for the end consumer. Surely, someone has built an app, or web site dedicated to this that I just cannot find.

Not exactly what you're looking for, but I've had good luck with US Bank mortgage. My last 2 houses have been with US Bank, plus a few re-finances in between.

US Bank Mortgage Rates

Midwest Mortgage was great when I used them through my credit union. you could actually call and speak to who was working on your loan and good rates. Didn’t sell my loan off. Great service.
https://midwestloanservices.com/

I had better luck when I needed a mortgage or re-fi by talking to my local banker. There is a lot more to it than the rate itself, like various fees, that influence what you end up paying.
On the other hand, having bought my first house during the Jimmy Carter era of 15%+ mortgage rates, it seems like the rate itself doesn't have much more room to fall.
Watch out for the fee's and other parts of the whole process. That's where the real money is now.