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Apple Pay how does it work and is it safe?? Login/Join 
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Picture of henryaz
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quote:
Originally posted by ensigmatic:
quote:
Originally posted by Black92LX:
Is it always open and running and you jus swipe it close to the machine?

No, you have to activate it when the terminal is asking for "card" information.

With the iPhone, you "activate" it by simply holding the phone near the POS terminal. Apple Pay cards show up, whether the phone is locked or unlocked, then just Touch ID to complete the transaction if you use your default card. Or you can select the card you want then Touch ID.
 
 
Posts: 10887 | Location: South Congress AZ | Registered: May 27, 2006Reply With QuoteReport This Post
The guy behind the guy
Picture of esdunbar
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I love Apple Pay! I’ve been using it since it was released without issue. From my end (card statements etc) I see no difference between swiping my card or using Apple Pay.

For the ultimate in convenience, Apple Pay with Apple Watch. It’s freaking great. Double tap the side button, hold watch up to scanner and you’re done. No need to even pull your phone out do your pocket.

Once the watch leaves your wrist, Apple Pay cannot be used until the watch is unlocked. It’s really handy.
 
Posts: 7548 | Registered: April 19, 2006Reply With QuoteReport This Post
His Royal Hiney
Picture of Rey HRH
posted Hide Post
quote:
Originally posted by SR025:
quote:
Originally posted by konata88:
When Apple charges your card, does it appear as the vendor or Apple.


The vendor


I guess it depends. On my statements it says "Applepay ..." and I have to figure it out who it was.

I used to like Applepay over inserting a chip card because it was much faster. Place the phone near the thing, you hear a little ding and feel a vibration and it's done. But now I notice the chip readers are getting much faster than before.



"It did not really matter what we expected from life, but rather what life expected from us. We needed to stop asking about the meaning of life, and instead to think of ourselves as those who were being questioned by life – daily and hourly. Our answer must consist not in talk and meditation, but in right action and in right conduct. Life ultimately means taking the responsibility to find the right answer to its problems and to fulfill the tasks which it constantly sets for each individual." Viktor Frankl, Man's Search for Meaning, 1946.
 
Posts: 20260 | Location: The Free State of Arizona - Ditat Deus | Registered: March 24, 2011Reply With QuoteReport This Post
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Picture of SIG 229R
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I like it on my iPhone 6s but don't know a lot of places yet that take around here. When places statrt taking it more I will start using it more.

The clerks a Wal Mart are always trying to get me to install their pay app.

Also as someone else already mentioned, I don't trust google wallet period.


SigP229R
Harry Callahan "A man has got to know his limitations".
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Posts: 6066 | Registered: March 04, 2007Reply With QuoteReport This Post
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Picture of mcrimm
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I noticed the Costco gas pumps had the logo. I asked the attendant if it worked since I hadn't seen it before. He said the Apple Pay will be available soon and by using my Costco Visa, it will also see my membership info.

Easy is good.
Mike



I'm sorry if I hurt you feelings when I called you stupid - I thought you already knew - Unknown
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Posts: 4291 | Location: Saddlebrooke, Arizona | Registered: December 24, 2013Reply With QuoteReport This Post
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Picture of konata88
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Are there any downsides to it? Security and/or privacy? I’ve read the Pay privacy notice about three times and still not sure if it’s okay or not.




"Wrong does not cease to be wrong because the majority share in it." L.Tolstoy
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Posts: 13219 | Location: In the gilded cage | Registered: December 09, 2007Reply With QuoteReport This Post
Glorious SPAM!
Picture of mbinky
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I generally use a CC for two things: online purchases and pay at the pump gas. Everything else I use cash. I have been trying Apple Pay since I got my first iPhone last summer and I love it. At first only the vending machines at work took it but now I see it at the grocery store and the gas station I use. I use it everytime I can as I consider it much more secure than running a CC. One year alone I had my CC "skimmed" at three different gas stations. Holy crap what a pain.

Apple has a white paper that explains their security model. I'm not a "techie" but it was understandable enough to me that I much prefer it now.

iOS 10 White Paper
 
Posts: 10645 | Registered: June 13, 2003Reply With QuoteReport This Post
Nullus Anxietas
Picture of ensigmatic
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quote:
Originally posted by konata88:
Are there any downsides to it? Security and/or privacy?

None of which I'm aware. As I and others have noted, previously: I believe it's more secure than using the card(s) you register with it.

quote:
Originally posted by konata88:
I’ve read the Pay privacy notice about three times and still not sure if it’s okay or not.

What about the AP privacy notice gives you pause?

Perhaps Apple CEO Tim Cook's Apple’s commitment to your privacy will lay your concerns to rest?

Excerpt:

quote:

... at Apple, we believe a great customer experience shouldn’t come at the expense of your privacy.

Our business model is very straightforward: We sell great products. We don’t build a profile based on your email content or web browsing habits to sell to advertisers. We don’t “monetize” the information you store on your iPhone or in iCloud. And we don’t read your email or your messages to get information to market to you. Our software and services are designed to make our devices better. Plain and simple.

...

Our commitment to protecting your privacy comes from a deep respect for our customers. We know that your trust doesn’t come easy. That’s why we have and always will work as hard as we can to earn and keep it.



"America is at that awkward stage. It's too late to work within the system,,,, but too early to shoot the bastards." -- Claire Wolfe
"If we let things terrify us, life will not be worth living." -- Seneca the Younger, Roman Stoic philosopher
 
Posts: 26032 | Location: S.E. Michigan | Registered: January 06, 2008Reply With QuoteReport This Post
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Picture of Black92LX
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I have been looking for the logo posted earlier and see it is coming soon at Speedway gas pumps locally. I saw the ApplePay logo on the McDonalds drive thru window. Not sure I would want to hand my phone to the worker as I saw nothing to hold the phone near at the window.


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Posts: 25838 | Registered: September 06, 2003Reply With QuoteReport This Post
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I LOVE Apple Pay.
I use it every chance I can.
 
Posts: 1778 | Location: Ashburn, VA USA | Registered: June 26, 2002Reply With QuoteReport This Post
אַרְיֵה
Picture of V-Tail
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quote:
Originally posted by mcrimm:
I noticed the Costco gas pumps had the logo. I asked the attendant if it worked since I hadn't seen it before. He said the Apple Pay will be available soon and by using my Costco Visa, it will also see my membership info.
That's interesting. I use Apple Pay with a Capital One card. Maybe a year or so ago, I tried to link my Costco VISA to Apple Pay and it did not work. I contacted citibank and asked about this; they told me that Apple Pay was not available for the Costco VISA card.

As I said, that was a year or more ago. Maybe this has changed; I'll have to try it again.



הרחפת שלי מלאה בצלופחים
 
Posts: 31705 | Location: Central Florida, Orlando area | Registered: January 03, 2010Reply With QuoteReport This Post
Nullus Anxietas
Picture of ensigmatic
posted Hide Post
quote:
Originally posted by V-Tail:
quote:
Originally posted by mcrimm:
I noticed the Costco gas pumps had the logo. I asked the attendant if it worked since I hadn't seen it before. He said the Apple Pay will be available soon and by using my Costco Visa, it will also see my membership info.
That's interesting. I use Apple Pay with a Capital One card. Maybe a year or so ago, I tried to link my Costco VISA to Apple Pay and it did not work. I contacted citibank and asked about this; they told me that Apple Pay was not available for the Costco VISA card.

As I said, that was a year or more ago. Maybe this has changed; I'll have to try it again.

I ran into the same thing with my CU Visa card. Asked them about it. "We're working on it." Got new cards (chipped). Still no go. So far I'm limited to using my AmEx card.



"America is at that awkward stage. It's too late to work within the system,,,, but too early to shoot the bastards." -- Claire Wolfe
"If we let things terrify us, life will not be worth living." -- Seneca the Younger, Roman Stoic philosopher
 
Posts: 26032 | Location: S.E. Michigan | Registered: January 06, 2008Reply With QuoteReport This Post
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