I realize I may need a financial advisor, but does anyone know if adding someone as a co-owner of them counts as a taxable gift?

It seems like it would have to - perhaps only on redemption?

Guessing you have looked here, but...

https://www.treasurydirect.gov...nds_itaxconsider.htm



--k

Bought some of those about 20 years ago and some were yealding 6 percent when interest rates other Gov’t bonds were yielding 1 percent.They should do well during the Biden Administration.

On I Bonds a co-owner means either of you can cash in the bond, and taxes paid by both owners together when cashed in like any joint ownership.

I know it's a pain to sign up for another forum, but if you go to https://www.bogleheads.org/ they could address your question within a millisecond.

I looked at their investing guide, and didn't see a direct answer to your question.