Originally posted by Rob Decker:
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Originally posted by gearhounds:
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Originally posted by KevinCW:
Try and make me take down a flag on my own property.... dare ya...
This. With great emphasis.
Since you've never owned a home with an HOA, here's how it works:
Before the title company will allow you to sign on the dotted line for the property, you have to read, agree to, and sign the HOA rules. It's not optional.
If you break the rules - again, they're not optional - there will be penalties, to include monetary penalties, that at best you can put off until you sell the house unless you can get yourself on the board and change the rules to your liking.
If you don't like it...don't live somewhere with an HOA. Clearly, a number of posters have the financial and practical flexibility to achieve this.
Some of us, like myself, recognize that if we're going to be as financially successful as the rest of you someday, we're going to have to suck it up and make a good investment in a townhome, rowhouse, or single family home in a nice subdivision or development, that's close enough for a commute to our paying job to be practical. And 90% of such communities have HOA's or are (in the case of my neighborhood) still managed by the developer.
If I'm still around when it comes up for a vote for HOA, I will be vocal about it. Zoning laws are a complete joke in my locale, so I will be absolutely for an HOA - and will be wholeheartedly vigilant against any tinpot dictator crap.