What is a QPSA and what's it have to with a 401K account? I added my son as an additional beneficiary of my 401K and I have to have my wife sign this form as I understand it. Just looking for someone to dumb it down for me.

quote:

Qualified Preretirement Survivor Annuity???

Here's a pretty good explanation from the IRS:

https://www.irs.gov/retirement...urvivor-annuity-qpsa

small data point

when we 'added' children as beneficiaries to my workplace retirement plan -- my spouse had to sign a notarized document agreeing to the additional beneficiaries.



--------------------------