quote:

Originally posted by sourdough44:
I think in part one has to work backwards to see what amount of $$ would it take to generate the pension $$ paid out.

You would have to take fairly conservative interest rates, it’s a ‘conservative’ investment in a sense.

Say one collected $40k a year, what would it take to generate that at 6-7%, or whatever. It could get a little more involved if going out 15-20 years, over 5, life expectancy factors.

This is always how I considered it if you are looking to determine the value of your overall nestegg. For example, I have $500,000 in brokerage accounts. I also receive a pension of $60,000 per year. In my mind that translates to $1,000,000 of additional savings (that I don't have) because its throwing off the $60,000 a year assuming a 6% rate. So my total net worth would be estimated at $1,500,000 if you are trying to compare to someone without a pension.
Yes, its far from exact, but does give a way to compare.

quote:

Originally posted by FishOn:
often women far outlive men.

Yeah, especially if you piss them off!