Not an FA.

Dividend ETF's are another option so-to-speak e.g., VIG, VYM. However, I prefer the stocks mentioned above and have several of them.

I suppose these ETF's provide another option to park money at vs a bank.

I am not a fan of single stocks. The risk that Company does something stupid and ruins your plan is to much for my taste. However I like the big blue chips and I’m tech centric since I’m here in the SF Bay Area

Therefore a lot of my money is mostly in an ETF that tracks the S&P top 50 XLG. Still pays a modest 1% or so but you are getting all the big names. Facebook apple google Microsoft and the big oil and big banks and big retail. There is a similar ETF that tracks the SP100 if you want a bit more exposure. I still have small and mid caps and some biotech mutual fund as well but if I was looking to buy a single stock of few big names I’d pick the ones in that ETF anyway. I think 50 mega sized industry leading multi national companies is pretty stable and reliable.

Just my opinion. Do your own research

quote:

Therefore a lot of my money is mostly in an ETF that tracks the S&P top 50 XLG.

You may not be a fan of single stocks, but 40% of the value of that ETF is tied up in 5 companies which is not exactly a balanced portfolio.