Bendable, I always enjoy your responses.

Famed investor Warren Buffett’s investment advice: "For most people, the best thing to do is to own the S&P 500 index fund."

www.google.com/amp/s/grow.acor...-sp-500-index-funds/

Thinking financial management people are going to "hose" you is very foolish. I had an aunt who was drawing 1 1/2 percent interest on several million dollars when she died, all in passbook savings accounts. Fees are now set by the feds. They don't "control" your money unless you give them that control. My portfolio is set up so that I have to clear changes, that is, sales and purchases. Some brokers can set you up with a flat fee and take a percentage of the EARNINGS they help you make. A community college likely offers a course to help you decide what to do, and there are sites online that are not associated with brokers that can help you choose the right professional. As I age, smaller percentages of my portfolio are invested in risk, and more in secure things.

Good luck!

As Jim Cramer would say, you have a high quality problem.

It’s not really that complicated. Open online account with brokerage, I use Fidelity. You have two kinds of accounts, tax deferred ie IRA and taxable. There are lots of rules re tax deferred accounts, so I would recommend you discuss your plan with your tax advisor.

Investing itself doesn’t need to be difficult. Deposit money into account. Idle cash is automatically invested in money market fund. I would recommend initially dollar cost averaging into index fund such as IVV. If you want a little more beta, QQQ.

Dont invest a sizable portion into a Tesla or whatever fad stock comes next.