Thank you guys. You all made some good points and I appreciate you sharing your knowledge and experience. I do not think the next thirty will be the same as the last thirty. Hopefully there will be lots of good mixed in. It will be interesting to see.

Read this before you spend money with a retail investor that makes money on your commission sales…

You can do it yourself, it’s low cost, and chances are you’ll have higher returns than the “pro” 9 times out of 10.

https://www.bogleheads.org/wiki/Three-fund_portfolio