Oriental Redneck
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Caught in a loop
| quote: Originally posted by Flash-LB:
We just paid $804.00 for 6 months (Geico) for a 2021 Bronco Sport and a 2000 Ranger XLT, full coverage for both.
I'm paying $2 more than that for just a 2013 Mustang Boss 302 from Nationwide. Considering that the V6 'stang I had before was inexplicably $70-80 more per month for the majority of the time I owned it, I still consider it a win even though it's WAY more than I should be paying. Any accidents I have on my record are not-at-fault and I've got no tickets on my record.
"In order to understand recursion, you must first learn the principle of recursion."
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| | | Posts: 3390 | Location: Memphis, TN | Registered: August 23, 2010 | 
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Fighting the good fight
| Mine is capped at no more than a 10% increase per year, and it went up the full 10% this year. quote: Originally posted by 12131:
BTW, if your policy is for full coverage, and not just liability, that's very good price for both cars that are still relatively new.
Yep. I'm currently paying $972/year for full coverage on one car, a Subaru Forester, with no claims and a home+auto discount. |
| | | Posts: 33475 | Location: Northwest Arkansas | Registered: January 06, 2008 |
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| $99 a month for full coverage (250 deductible) on my 2021 Dodge Challenger GT from Flo / Progressive.
End of Earth: 2 Miles
Upper Peninsula: 4 Miles
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| Somebody has to pay for the sexually transmitted diseases. https://sigforum.com/eve/forum...450016294#8450016294
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"Sometimes I wonder whether the world is being run by smart people who are putting us on or by imbeciles who really mean it."
Mark Twain
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| quote: Originally posted by 12131:
BTW, if your policy is for full coverage, and not just liability, that's very good price for both cars that are still relatively new.
It's full coverage but $2,000 per year seems like a lot to me. Whatever though everything's expensive now!
No car is as much fun to drive, as any motorcycle is to ride.
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| | | Posts: 7392 | Location: Northern WV | Registered: January 17, 2005 |
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| So, you’re saying insurance goes up dependent on your neighbors and their accidents? That seems wrong. However, I live in a very rural area, and the times I travel on the interstate roads at 75, in heavy traffic, I wonder why there isn’t more accidents.
P226 9mm CT
Springfield custom 1911 hardball
Glock 21
Les Baer Special Tactical AR-15
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Giftedly Outspoken
| I have Geico with zero change. 3 vehicles, my wife, my 19 year old daughter and myself, no accidents and full coverage on all vehicles, $900 every 6 months (when I added my daughter a few years ago my policy went from $900 a year to $900 every 6 months.) Still the best price I've found for my situation.
Sometimes, you gotta roll the hard six
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| | | Posts: 4623 | Location: SouthCentral PA | Registered: December 05, 1999 |
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eh-TEE-oh-clez
| quote: Originally posted by TBH:
So, you’re saying insurance goes up dependent on your neighbors and their accidents? That seems wrong. However, I live in a very rural area, and the times I travel on the interstate roads at 75, in heavy traffic, I wonder why there isn’t more accidents.
Yes, the insurance company uses claims data for your make and model vehicle for your zip code to determine how much it might cost to repair or replace your vehicle and how often non-fault claims are made. Your driving history is assigned an "experience rating", but that doesn't really speak to how expensive it is to fix or replace a car in your neighborhood, or all the other ways your car can be damaged when you aren't at fault. |
| | | Posts: 13067 | Location: Orange County, California | Registered: May 19, 2002 |
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