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Member
Picture of Prefontaine
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Pound a federal prisoner in the ass, not me. I don't do Fakebook and the like because they sell your data. Not a chance in hell.

I guess if one day Progressive requires this on my motorcycles, I'll have to sell them. The tracking and selling your data is everywhere, even built into your wifi thermostat.



What am I doing? I'm talking to an empty telephone
 
Posts: 13379 | Location: Down South | Registered: January 16, 2010Reply With QuoteReport This Post
A teetotaling
beer aficionado
Picture of NavyGuy
posted Hide Post
Allstate has a similar program. I tried it for a few months and yes, it reports if you're speeding, making sudden stops or jack-rabbit starts. It also tracks the routes you take most often and assigns some sort of matrix that calculates the likelihood of getting into an accident on that particular route. All things that it seems could be used to raise your rates.

The app is also a battery hog on your smart phone. I dumped it after a month or so.



Men fight for liberty and win it with hard knocks. Their children, brought up easy, let it slip away again, poor fools. And their grandchildren are once more slaves.

-D.H. Lawrence
 
Posts: 11524 | Location: Fort Worth, Texas | Registered: February 07, 2007Reply With QuoteReport This Post
Member
Picture of ChuckWall
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quote:
Originally posted by Black92LX:
quote:
And while we're at it, screw State Farm in general. I'm dumping them at the end of this month. They've raised my rates every six-month premium period with out any driving changes (tickets or claims) for the last three renewals. When I challenged them on it they said, "We've had to cover a lot of claims in Nevada." So I said, "Lemme see if I got this right. You mean to tell me when other folks wreck their cars, my rate goes up, and if I wreck my car the rate goes up?" She said matter-of-factly, "Yup" and I said, "This will be the last time."


You are going to find this with almost any insurer currently.

I spoke with my agent as my rates got raised (granted only once). In all my 19 years of driving my rates have never increased even with an at fault collision, speeding ticket, and when they provided my attorney in a lawsuit.

I asked what the deal was. this past year was the first time in over 30 years State Farm as a whole has lost money on automobile claims.
New cars cost so much to fix and are being totaled at a vastly high rate compared to years past. All the insurance companies are taking hits as none of them planned for this.
State Farm bumped everyone up 10% across the board folks with bad driving got much more.
My agent went from averaging 4 total losses a month for 30 years to 4 total losses a WEEK!!!


Airbags. The cost of replacing airbags pushes many a wreck into the total loss column.


*************
MAGA
 
Posts: 5689 | Registered: February 20, 2009Reply With QuoteReport This Post
Yokel
Picture of ontmark
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We have the drive safe and safe on three vehicles.

No app downloaded.

They send us a letter maybe twice a year per vehicle.

You can report the current mileage on the form and send it back or create an account with them and report mileage online.

If you do not drive a lot it can really save you some money. I believe anything under 7000 per year is low mileage and a big savings. I use to have a company truck to commute in but lost that last year. So now I drive a 2001 GMC Yukon 45 miles a day on the work commute. Its full coverage policy went from about $35 a month to $49.00 a month. I would imagine if your vehicles are a lot more in value the savings would be even more.



Beware the man who only has one gun. He probably knows how to use it! - John Steinbeck
 
Posts: 3878 | Location: Vallejo, CA | Registered: August 18, 2007Reply With QuoteReport This Post
Texas Proud
Picture of texassierra
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I ran into a similar issue with the Onstar system of my new truck. I received an email from Onstar stating that they had an insurance company (Nationwide) interested in offering me vehicle insurance based on my driving habits and had had stats such as the number of hard starts, hard stops and such I'd made in a particular timeframe. I thought to myself "oh hell no" immediately logged into my Onstar account and opted out of that entire aspect of the system. No doubt at some point during setup I authorized it without really paying attention to the details.


NRA Life Patron
 
Posts: 1927 | Location: DFW | Registered: March 28, 2004Reply With QuoteReport This Post
Too old to run,
too mean to quit!
posted Hide Post
quote:
Originally posted by TMats:
That sounds real "Progressive" of them.

BTW, we're with State Farm and have been for years. Haven't heard anything about this from our agent.


I think it has been close to 40 years that we have been with State Farm. Never been asked for that info, and to my knowledge have not received any offer to get it.

In any event, I would not tell then, "no". Rather HELL NO!!!!!!


Elk

There has never been an occasion where a people gave up their weapons in the interest of peace that didn't end in their massacre. (Louis L'Amour)

"To compel a man to furnish contributions of money for the propagation of opinions which he disbelieves and abhors, is sinful and tyrannical. "
-Thomas Jefferson

"America is great because she is good. If America ceases to be good, America will cease to be great." Alexis de Tocqueville

FBHO!!!



The Idaho Elk Hunter
 
Posts: 25656 | Location: Virginia | Registered: December 16, 2001Reply With QuoteReport This Post
Member
Picture of Expert308
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I've seen the Progressive ads for this, but never heard anything from State Farm (who I've been with for 30-something years now) about it until just last week when I was talking to the guy about my new car. I told him I'd have to think about it, but in fact there's no way I'll go for it. I'm also starting to shop some different companies - the monthly premium for my new car is double that for my old truck for the same (full) coverage.

The guy did tell me pretty much the same thing though about everybody's rates going up over the last two or three renewal cycles. Mine went from $62/mo to $73, then to $75, then to $86, and I got the impression from him that it'll probably go up again on the next renewal in September. The quote for my new car alone is $161/mo.
 
Posts: 7576 | Location: Idaho | Registered: February 12, 2007Reply With QuoteReport This Post
Member
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Thanks for all the helpful replies. I am gonna pass on the opportunity for now. It seemed somewhat deceptive to me from the beginning.

I liked the response of putting the module in a police car. Even better would be NASCAR. That would probably result in them cutting the ignition remotely if they could.
 
Posts: 17811 | Location: Stuck at home | Registered: January 02, 2015Reply With QuoteReport This Post
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