https://whyy.org/articles/10-a...ies-in-philly-crash/
Okay, my memory is not as good as it used to be, but I was right, some people weren't on the bus.

10 accused of trying to defraud SEPTA by faking injuries in Philly crash
April 15, 2013
Ten people have been charged with faking injuries during a minor SEPTA bus crash in Philadelphia.
The accused claimed they were injured when a Route C SEPTA bus hit an abandoned newsstand April 5, 2010. District Attorney Seth Williams says SEPTA produced video of the incident that discounted stories of injuries.
“Video from inside the bus shows that no one made movements that would go along with an injury,” Williams said Monday. “The only damage is a broken mirror and a window on the side of the bus.
“We’re charging 10 people with filing insurance fraud,” he said. “What’s important to know is that four of the individuals weren’t even on the bus.”
It’s a tactic he’s familiar with, Williams said.
“I grew up in Philadelphia and the joke always was if a bus has an accident on 60th Street, people on 52nd Street fall down,” he said. “We’ve put an end to that. SEPTA takes very seriously, and the District Attorney’s office takes very seriously, ending insurance fraud.”
Installing cameras has cut down on reports of fake injury claims, confirmed SEPTA general
counsel Jm Jordan. As SEPTA installs more surveillance, he said, it’s demonstrating the agency is serious about prosecuting fraud.
“Roughly this case could have cost us between $100,000 and $1 million without the help of District Attorney Seth Williams and his colleagues,” Jordan said.
Jordan says by the end of next year, SEPTA hopes to have all its vehicles equipped with recording devices.

It was a lot easier to pull off and get away with these scams before the proliferation of video cameras.

I’m a PI that has specialized in WC surveillance and investigations for the last 16 years. I have done cases across the US including Hawaii, Florida and just about everywhere in between. It is as close to a recession-proof business as anything I have ever seen. When the economy goes bad, and people fear losing jobs or layoffs, WC claims spike since they can continue paying out as long as a doctor will sign papers for the injury. And many of them will to avoid any potential for a possible malpractice suit.

Damn those non-disclosure forms, the book I could write!!!