Originally posted by ryan81986: As others have said, the mileage is what will get you. But in TX the total loss threshold is 100% of the vehicle value. So the damages will have to reach that before they total it.
This, my car got $12k in hail damage last year and car was worth $13k at the time. they fixed it....
Posts: 846 | Location: DFW | Registered: January 04, 2017
Hey, glad you are ok, that could have been tragic. Go buy a lottery ticket!
Hopefully they lock up that other driver and you can get him or his estate/assets to pay your insurance bills!
If you had been driving here in Houston that would have been either a ladder, a mattress, a shovel or a bed liner, seen them all on our freeways.... Its like a video game around here sometimes.
As others have said, the total loss threshold in Texas is 100% of the vehicle's value.
Ballpark value of your truck, even taking into consideration the mileage, is about $10k. (Autotrader will give you a realistic value of what it's worth.)
Based on my experience, I don't see $10k worth of repairs, so I think your insurance company will end up repairing it.
Glad you are ok. 35 seems to be more risky each day. I travel to Buda and SM frequently from home in Wimberley. Buttocks have clinched several times on 35.
Posts: 1623 | Location: Texas Hill Country | Registered: April 07, 2006
Got a call Tuesday morning from the insurance adjuster- said the truck was indeed totaled. He said the damage he could see without prying inside was over 9000. He then floored me, said my payout was going to be 12,141.xx!! I was more than happy with that, actually expecting about 4-5 grand less.
Anyway, tonight the wife and I found a replacement- another Tundra, TSS Crewmax 4x4 5.7 magnetic metallic. It is quite a bit more truck than my 07 double cab. It was late when we got home, I'll post pics tomorrow. Nothing against Ford, I just couldn't ignore the fact that the Tundra held it's value so well.
This message has been edited. Last edited by: MRBTX,
Posts: 3649 | Location: Texas Hill Country | Registered: July 24, 2009
Tundras hold their value well here in the Yoop. I would guess it will get fixed. And this could have easily snuffed you out. A good friend of mine was killed on I-70 when a large piece of metal penetrated his windshield and struck him. Never did find out where the scrap metal came from. Your luck held out on this adventure! And kudos for staying calm and riding this out. Someone less skilled would have panicked and taken out those around him in an effort to avoid the tire.
End of Earth: 2 Miles Upper Peninsula: 4 Miles
Posts: 16391 | Location: Marquette MI | Registered: July 08, 2014
Originally posted by MRBTX: Got a call Tuesday morning from the insurance adjuster- said the truck was indeed totaled. He said the damage he could see without prying inside was over 9000. He then floored me, said my payout was going to be 12,141.xx!! I was more than happy with that, actually expecting about 4-5 grand less.
Anyway, tonight the wife and I found a replacement- another Tundra, TSS Crewmax 4x4 5.7 magnetic metallic. It is quite a bit more truck than my 07 double cab. It was late when we got home, I'll post pics tomorrow. Nothing against Ford, I just couldn't ignore the fact that the Tundra held it's value so well.
Which insurance company?
Been thinking of shopping around again.
Posts: 1460 | Location: Texas | Registered: March 09, 2005
Originally posted by MRBTX: Got a call Tuesday morning from the insurance adjuster- said the truck was indeed totaled. He said the damage he could see without prying inside was over 9000. He then floored me, said my payout was going to be 12,141.xx!! I was more than happy with that, actually expecting about 4-5 grand less.
Anyway, tonight the wife and I found a replacement- another Tundra, TSS Crewmax 4x4 5.7 magnetic metallic. It is quite a bit more truck than my 07 double cab. It was late when we got home, I'll post pics tomorrow. Nothing against Ford, I just couldn't ignore the fact that the Tundra held it's value so well.
You might want to see what the settlement would be if you kept the salvage, and sold it yourself. I did that with my Rover when a tree fell on it and totaled it, and made good money doing it. Someone with the skills could fix that truck pretty easily and cheaply.
"We have a system that increasingly taxes work, and increasingly subsidizes non-work" - Milton Friedman
Posts: 10362 | Location: Richmond, VA | Registered: December 11, 2007
I went from a DOuble Cab with the smaller engine to the Crewmax with the 5.7 and I have no doubt you'll love the new truck. The back seat is crazy roomy.
Posts: 3541 | Location: God Awful New York | Registered: July 01, 2006
This message has been edited. Last edited by: MRBTX, 
