When you are receiving social security and paying Medicare from it, is your Medicare payment credited to Medicare in your benefit month or is it credited in the next month - the month you actually get your social security payment posted to your bank account?

Reason for the question - My wife plans to file for social security and we're currently paying quarterly Medicare payments. I want to time the start of social security (and the automatic Medicare payments) so we don't double pay or under-pay Medicare.

My SS payment is the fourth Wednesday of every month. My Medicare payment is payed at the beginning of every month. Hope that helps.

I don't recall just how it all started when I went on the system.

My wife was paying quarterly, then applied for social security. She overpaid, and she got a refund check for the overpayment. It was the correct amount too!

I believe you receive SS in arrears but in any case, they will give you a refund if you happen to overpay.

I was in a similar situation. When I started SS, it transitioned seamlessly. There was no overpay or backpay needed. Actually, I believe that was posted on the SSA website when I signed up.