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Member |
JHC on a Popsicle stick!!!! Just got my Homeowner's Insurance Policy Renewal Notice from my current underwriter. F*** me right up the poop-shoot, man!!! Anyone venture a guess what the percentage increase is? If you guess ANYTHING below 50%, you'd STILL be off by WELL OVER double digits. Brace yourselves..... 65.5517241% INCREASE Whiskey. Tango. Foxtrot.  ETA: For those that posted location, I live in Harris County, Texas. Probably has a LOT to do with the increase. Yeah...I am PISSED. OFF. "If you’re a leader, you lead the way. Not just on the easy ones; you take the tough ones too…” – MAJ Richard D. Winters (1918-2011), E Company, 2nd Battalion, 506th Parachute Infantry Regiment, 101st Airborne "Woe to those who call evil good, and good evil... Therefore, as tongues of fire lick up straw and as dry grass sinks down in the flames, so their roots will decay and their flowers blow away like dust; for they have rejected the law of the Lord Almighty and spurned the word of the Holy One of Israel." - Isaiah 5:20,24 | ||
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| Get my pies outta the oven!  |
This must be certain parts of the country, because I just have not seen this with my homeowners or auto. I think auto went up like $5 per month and homeowners remained the same. Then again, I’ve been with State Farm for 30+ years so I think that helps. | |||
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| As Extraordinary as Everyone Else  |
The NC insurance board is asking for a 43% increase here. They got an earful and I can only hope it is way less than that… ------------------ Eddie Our Founding Fathers were men who understood that the right thing is not necessarily the written thing. -kkina | |||
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| Member |
We received a 26.8% on our MS home insurance and 18% on my vehicle insurance. Both with ALFA | |||
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Down the Rabbit Hole |
This is outrageous. Diligentia, Vis, Celeritas "People sleep peaceably in their beds at night only because rough men stand ready to do violence on their behalf." -- George Orwell | |||
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Oriental Redneck |
No longer playing their shit game. Q | |||
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| Member |
We got 37% on autos and over 100% on homeowners all courtesy of State Farm. long term customer no claims for 20 plus years, eff them I quit, its time to self insure. A strange game, the only winning move is not to play. | |||
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| Down the Rabbit Hole |
Just imagine all the young people who got bamboozled by the car dealer and then getting hit with a 40%+ required full coverage insurance premium.  Diligentia, Vis, Celeritas "People sleep peaceably in their beds at night only because rough men stand ready to do violence on their behalf." -- George Orwell | |||
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| Member |
I have an independent agent and he's had me with this company, SageSure, going on 8 years now. They DID pay for my hail-damaged roof replacement about 3 years ago without much issue. I guess they're just trying to recoup their money now. Sh*t...this pretty much drives me to go self-insured. But probably won't. I will CERTAINLY investigate premium differences if I cover only HALF the replacement value. Maybe that's an option?? "If you’re a leader, you lead the way. Not just on the easy ones; you take the tough ones too…” – MAJ Richard D. Winters (1918-2011), E Company, 2nd Battalion, 506th Parachute Infantry Regiment, 101st Airborne "Woe to those who call evil good, and good evil... Therefore, as tongues of fire lick up straw and as dry grass sinks down in the flames, so their roots will decay and their flowers blow away like dust; for they have rejected the law of the Lord Almighty and spurned the word of the Holy One of Israel." - Isaiah 5:20,24 | |||
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אַרְיֵה |
My homeowner insurance premiums kept going up by ridiculous leaps. I discovered Kin; their premiums were much more realistic and they offered a lot more flexibility in choosing coverage. I don't know whether they write in Texas. Check their website. Amica's quote wasn't terrible, either, but Kin's was better. הרחפת שלי מלאה בצלופחים | |||
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| Member |
Unfortunately, most do not have that option. When I told my Ins Co to go take a flying ****, their response was "we are going to report this to the mortgage holder" my reply was "you just did" “Let us dare to read, think, speak and write.” John Adams | |||
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| Get my pies outta the oven! |
Seems to me the common denominator here with the ones seeing these huge increases is you’re all in the South. | |||
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| Member |
Mine went up around $100 for a six month premium . I expected worse . | |||
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| Member |
And the way thing are going any claim will be denied as "An act of war" “Let us dare to read, think, speak and write.” John Adams | |||
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Alienator |
I only use insurance brokers. I've saved money repeatedly by changing companies every year or 2. SIG556 Classic P220 Carry SAS Gen 2 SAO SP2022 9mm German Triple Serial P938 SAS P365 FDE P322 FDE Psalm 118:24 "This is the day which the Lord hath made; we will rejoice and be glad in it" | |||
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Member |
I’ve warned of this for us Texans, the past several years, ranting and raving in the pitch your bitch section. 2023, $1000 increase. 2024, $1116 increase. My broker said the insurance companies are going Florida for TX. They are going to severely raise insurance premiums on homeowners or pull out of the state. Far too many make claims when they shouldn’t. Extreme weather state. It’s a combination of factors. What am I doing? I'm talking to an empty telephone | |||
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| Member |
Y'all should tell the Insurance Companys to shove it and create your own non profit pool. No one messes with TX, I think it would be a movement in the right direction and an insperation to us all! “Let us dare to read, think, speak and write.” John Adams | |||
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| Green grass and high tides  |
get other quotes. "Practice like you want to play in the game" | |||
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| Member |
Here in South Florida my rate has gone up 20% a year for the past 5 years. Newish tile roof and all impact (hurricane) windows and doors. $10k a year on a house with 1700 sq foot under air and 2200 sq foot total. | |||
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| Member |
Better? Oh insurance quotes, they are all high, like the companies profits and CEO bonus' “Let us dare to read, think, speak and write.” John Adams | |||
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