I was looking at CD rates and Bread Financial is 3% and above. I'm not a money guy and have never heard of them. They're FDIC insured and I'm wondering if it's safe to buy a CD with them. I guess they used to be Comenitity and I have heard that name before.

So, I’m assuming you’ve already bought all the I Bonds you can?

Yep. Wife and I both.

I used the Bread app to make payments on a CPAP machine I bought, they are legit.