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| Thank you Very little  |
Run here, drive up the prices please, just like the great covid migration did, I'll sell and move to the mountains! | |||
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| Live Slow, Die Whenever  |
"I won't be wronged, I won't be insulted, and I won't be laid a hand on. I don't do these things to other people and I require the same from them." - John Wayne in "The Shootist" | |||
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Step by step walk the thousand mile road |
Beaten by four minutes. Nice is overrated "It's every freedom-loving individual's duty to lie to the government." Airsoftguy, June 29, 2018 | |||
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| Member |
Mayor Karen Bass failed to deploy highly trained $1M crisis response team to help wildfire victims https://nypost.com/2025/01/15/...am-during-wildfires/ A crisis response team reporting to LA Mayor Karen Bass – with hundreds of trained volunteers and a nearly million-dollar budget – languished on the sidelines for a week as the city endured its most devastating natural disaster ever, The Post has learned. The embattled mayor’s apparent failure to quickly deploy these key support resources is the latest in a series of botched leadership decisions that has characterized her response to the Palisades Fire, which has killed nine people, wiped out thousands of homes and engulfed an area half the size of Brooklyn, New York. The mayor’s office did not begin putting the volunteers to work helping fire victims until Tuesday — after The Post began asking questions about why its volunteers were idle. “This team is more well funded than any in the country and is sitting on its hands, not responding at all,” one longtime volunteer told The Post. “I’m stunned by this.” Days after the fires broke out, volunteers were notified in an email from interim director Edward Alamo obtained by The Post that their services had not been requested. In a follow-up email, the program manager, Ané Vecchione, reiterated to volunteers: “At this time, we are not deploying to shelters or community resource centers.” Alamo and Vecchione both declined to comment. Joseph Avalos, who served as director for the mayor’s Crisis Response Team (CRT) for 13 years until Bass fired him last May, told The Post he was “shocked” the team had not received a callout, typically a text, voice message and email to its 250 members. “Then I got some phone calls from current CRT members that they’re still on standby and not involved yet. Quite honestly, I don’t understand why.” More at link _________________________ "Sometimes I wonder whether the world is being run by smart people who are putting us on or by imbeciles who really mean it." Mark Twain | |||
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| Thank you Very little |
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| Get my pies outta the oven!  |
California is really weird  I went to school back in the late 90's with a guy from California that I became friends with. A pretty proud liberal but a fellow sci-fi and Star Trek nerd and we weren't really political and polarized back then anyway. He told me everywhere you go there, there are warning signs that everything is dangerous or will kill you. Like you would walk up to a water fountain and there would be a warning sign on it. What is THAT all about? How did they become so crazy with all that? | |||
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| Step by step walk the thousand mile road |
And here is a link to the California Department of Toxic Substances Control (DTSC) guidance on managing buildings burned during wildfires: https://dtsc.ca.gov/emergency-...ance-on-wildfires-1/. You only get a bye on PERMITTING for "Actions taken to immediately mitigate and contain and control hazardous waste releases are exempt from hazardous waste permit requirements [22 CCR 66270.1(c)(3)(A)] after the Governor has declared the county in a State of Emergency." You do not get a bye on compliance, or financial or technical assistance with arranging the disposal. Here is the rub, the individual property owner is responsible for the disposal of the waste, plus ALL COSTS OF FURTHER ENVIRONMENTAL REMDIATION. The tipping fee for the disposal alone will run into the tens of thousands if the debris is determined to be hazardous waste, which it will be if it undergoes testing using California's far more restrictive test than the federal toxicity characteristic leaching procedure used to determine of a solid waste is a "toxicity characteristic" hazardous waste. How many people without fire insurance have the resources to do this? Few, if any. How many insurance companies considered a hazardous waste disposal cost like this in their actuarial analysis? Probably none. Moreover, where do they plan to dispose of all that hazardous waste? In the 70ish permitted hazardous waste landfills in California, about 60% of which have operating permits expiring in the next three years? Newscum said he needs a special legislative session to Trump proof California. All of LA needs a special legislative session to enact waivers of these requirements, assuming they want to rebuild in the next 20 years. Nice is overrated "It's every freedom-loving individual's duty to lie to the government." Airsoftguy, June 29, 2018 | |||
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| Savor the limelight |
I should buy stock in whatever company makes those Prop 65 stickers. | |||
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Raptorman |
Seems the homeless will have more rights. ____________________________ Eeewwww, don't touch it! Here, poke at it with this stick. | |||
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| Step by step walk the thousand mile road |
If you want to invest in commodites, my colleagues and I were talking about what rebuilding will demand. Starting with an entirely NEW underground electrical infrastructure for the runs from the transformer yards to business and residences. All the above ground wiring (other than high tension lines) in the burned areas is TOAST. So invest in copper. The other is Portland cement. There will be a demand in about three years, especially if they mandate less fire prone materials like concrete or lightweight concrete. Nice is overrated "It's every freedom-loving individual's duty to lie to the government." Airsoftguy, June 29, 2018 | |||
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Legalize the Constitution |
Just listen to the first 10 - 15 minutes, if your time is limited. _______________________________________________________ despite them | |||
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| Thank you Very little |
Yep and if you need supplies to fix or update your home, here on the east coast or midwest, or were planning to update it in the next two years, better get cracking and order it now. IF CA waives some of the rules, and, IF there are not tons of lawsuits by organizations that fought to get the rules, and, if people can find the financing to rebuild, then finding supplies in the home business in CA will become COVID shortages plus 3. East coast warehouses will be selling AC units, appliances, anything they have at full retail to the wholesalers in CA, this will drive up retail prices, that Million dollar rebuild will be $1.3 million in parts alone. So get what you need now. Its highly likely that much of PP will not have the money or fortitude to rebuild. Yes some are mega rich, but many have lived there for 40 years, the house was the main asset bought it for $100K and now it was worth a cool Million. Many of them lost coverage, they will have to sue, beg, fight, sell assets to build, and when they find to get what they need to rebuild will add big costs as well as force them into extended stay in rental properties, they will sell the land. Developers will swoop in, buy up the lots and PP will have high density high cost housing built, it will never have the old charm. | |||
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Member |
There was a bit today that if your house survived the fires, you won’t be able to occupy it for 3-6 months. This is if it’s in an area that has compromised electricity or water delivery. With that, you could be away from the worst of it, home ok, but they won’t let you live there? Just thinking of other disasters, seems you can live in a house without a few basic utilities, if you wanted to. | |||
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| Member |
State Farm to offer renewals to policyholders affected by L.A. County fires LA TIMES https://archive.ph/TpBz4 State Farm said Wednesday that it will offer renewals to residential policyholders affected by the Los Angeles County fires that it had previously planned to drop. The decision applies to policies held by homeowners, owners of rental dwellings and residential community associations, which include condominium associations. The figure includes roughly 70%, or 1,100, of the 1,626 residential policies still in place in Pacific Palisades’ primary 90272 ZIP Code — and thousands more in the neighborhood and elsewhere in the county. The offer does not apply to policies that had already lapsed when the fire started on Jan. 7. The Department of Insurance said that among the thousands of policies State Farm had targeted for nonrenewal, more than 7,600 were in the Palisades fire zone. There were also 525 more in San Gabriel Valley’s Eaton fire and additional policyholders elsewhere. It’s unclear how many of those policies had already lapsed when the fires began. “We are in the business of helping people recover, and that’s exactly what we’re doing right now to those impacted by the fires. It’s just such a horrible tragedy,” said Jon Farney, chief executive of State Farm Mutual Automobile Insurance Co., parent of State Farm General, its California subsidiary. Farney made his remarks in an extended interview Tuesday before the insurer told The Times about the policy change. State Farm said in March that it would not renew roughly 30,000 homeowners, owners of rental dwellings and other property insurance policies. It also said it would stop offering commercial polices to apartment owners and not renew roughly 42,000 of those policies in place. Renter’s policies that insure a tenant’s belongings were not affected. That decision by the Bloomington, Ill., insurer has drawn outrage given the enormous scale of the Palisades and other fires in Los Angles County, which have damaged or destroyed more 12,000 structures and killed more than two dozen people. State Insurance Commissioner Ricardo Lara had urged insurers last week to suspend pending nonrenewals in the Palisades and Eaton fire zones. His spokesperson, Michael Soller, said the department was in talks with State Farm to get more details about the announcement. “All eyes are on insurance companies right now, including mine. We are going to keep working to make sure everyone’s claims are paid fairly, quickly, and completely,” Lara said in a statement Wednesday in response to State Farm’s decision. Lara also announced he had expanded the boundaries of a moratorium he issued last week that bars insurers from issuing new cancellation or nonrenewal notices for one year. It applies whether or not homeowners have suffered a loss. The insurance commissioner does not have authority to suspend nonrenewals previously sent to policyholders. Soller said that under existing law if policyholders were notified about a nonrenewal but the policy was still in effect and they experienced a “total loss,” State Farm is required to offer them two policy renewals anyway. However, that law does not apply to damages that are less than a total loss. State Farm spokesperson Bob Devereux said that the policyholders in the fire zones would get one-year renewal offers and those with total losses would get two renewals, as required by law. The expansion adds 22 ZIP Codes to Pacific Palisades and Eaton fire zones, and for the first time protects homeowners living in the Hurst, Lidia, Sunset and Woodley fire zones. In an interview on Tuesday, Farney said the company has received 6,300 residential and auto claims, making it the largest wildfire disaster State Farm has ever experienced. The company is the largest property and casualty insurer in the United States. However, he said it was too early to determine the damages, though at least one estimate has put them over $200 billion, which could exceed Hurricane Katrina and make it the most expensive disaster in the nation’s history. “This early in this kind of event, especially as it’s still ongoing, we don’t have information of how big the event is going to be for us, let alone for the industry,” he said. He called the company’s decision in March to not renew 72,000 policies very difficult, but said it was driven by calculations that State Farm could not afford to take on more risk due to the possibility of being overwhelmed by claims in a catastrophe. “You have to manage the amount of concentration that you have and the financial risk that you have, so we are positioned to ensure that we can keep our promises,” he said. _________________________ "Sometimes I wonder whether the world is being run by smart people who are putting us on or by imbeciles who really mean it." Mark Twain | |||
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Coin Sniper |
If I understand this correctly, the state is likely going to require each homeowner pay for a variety of inspections, that will lead to required permits, and then clean up can only be accomplished by licensed and approved agencies authorized by CA (read as owned by legislator friends & family). Lots of $$$ for city, county, and state. Pronoun: His Royal Highness and benevolent Majesty of all he surveys 343 - Never Forget Its better to be Pavlov's dog than Schrodinger's cat There are three types of mistakes; Those you learn from, those you suffer from, and those you don't survive. | |||
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| Step by step walk the thousand mile road |
So State Farm is willing to renew existing fire policies now that the wildfire risk in Altadena, Malibu, and Pacific Palisades has been reduced to almost zero, and there is little risk as most of their loss already occurred and now they are insuring dirt, not dirt and buildings. Interesting PR move. I predict it won’t be enough once people realize what State Farm’s action means. Nice is overrated "It's every freedom-loving individual's duty to lie to the government." Airsoftguy, June 29, 2018 | |||
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| Step by step walk the thousand mile road |
You understand correctly. Nice is overrated "It's every freedom-loving individual's duty to lie to the government." Airsoftguy, June 29, 2018 | |||
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safe & sound |
Sounds like they are renewing the policies for those that still have houses, and will be paying for those insured who have lost their homes, assuming their policies have not lapsed. To me, sounds like they're doing more than they have to. At least for the time being, the government isn't requiring property insurance to be run the same way as our current health insurance is. That's a plus. | |||
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| Step by step walk the thousand mile road |
Except the government, indirectly, requires real property insurance by limiting the risk exposure of all financial and lending institutions (at least in Virginia, your primary personal property is a vehicle, which by law, must be insured). Those institutions, in turn, require casualty insurance on the real property used as collateral (e.g., to limit risk from fire losses due to catastrophic wildfires in urban areas). The insurers, in turn, must have the cash, other assets, and tertiary insurance to cover losses, or the financial and lending institutions they insure run afoul of the bank laws and regulations that place restrictions of the liability exposure financial or lending institutions. So the government does, through a roundabout means, require insurance on real property used as collateral to a financial or lending institution. Nice is overrated "It's every freedom-loving individual's duty to lie to the government." Airsoftguy, June 29, 2018 | |||
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| Lawyers, Guns and Money  |
I agree, a1abdj. The last thing we need is another government take-over of another industry.
First, they regulate it to the point of dysfunction, then they say the private markets don't work and they need a government takeover. It's what they did with health insurance. "Some things are apparent. Where government moves in, community retreats, civil society disintegrates and our ability to control our own destiny atrophies. The result is: families under siege; war in the streets; unapologetic expropriation of property; the precipitous decline of the rule of law; the rapid rise of corruption; the loss of civility and the triumph of deceit. The result is a debased, debauched culture which finds moral depravity entertaining and virtue contemptible." -- Justice Janice Rogers Brown "The United States government is the largest criminal enterprise on earth." -rduckwor | |||
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