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Spinnin' Chain |
The bear market thread makes me ask. I've never given it much consideration. I've dealt with Wells Fargo for checking, accessible savings and online banking. I've been satisfied, or so I thought until I read the criticism of same. Maybe I should be more observant? I'm curious about experiences good and bad. Who you bank with and why. I've never considered shopping banks. | ||
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| His diet consists of black coffee, and sarcasm.  |
A small local credit union. They are kind of like the TV show Cheers in that everyone knows my name, and have the same services as a big bank. | |||
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| Dances With Tornados |
I bank not with a traditional bank, but with 2 Credit Unions. I've been with one for 34 years and the other for 24 years. It's sooooo much nicer than dealing with the big huge gigantic non-personal banks. I'll urge you to look into a local Credit Union. . | |||
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| "The deals you miss don’t hurt you”-B.D. Raney Sr. |
Credit union. I’ve had an account there literally all my life. Mom opened it for me when I was born. I worked for a bank for several years. Still did business with the credit union. | |||
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| Member |
The bank that employs me. Also have an account with Navy Federal for local use. Excess cash is at Ally bank I think I’m getting a whopping .75% on cash there now. | |||
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| Member |
I bank with a smaller regional bank. I am fairly satisfied with it. Used to be called River Valley Bank. Now called Incredible Bank. Its not.  End of Earth: 2 Miles Upper Peninsula: 4 Miles | |||
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| Member |
To think someone got paid for that Incredible Bank name is hilarious to me. | |||
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| Just because you can, doesn't mean you should |
I use a regional bank. I don’t keep significant cash funds in a bank beyond anticipated needs plus an emergency fund and none pay enough of an interest rate to matter anyway. I was one to get absorbed into Wells after ‘08 and it was a wild but short ride. Some of the folks there in HQ should have done real time in jail. ___________________________ Avoid buying ChiCom/CCP products whenever possible. | |||
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Member |
I use both a regional bank for most of my banking. They were good enough to employ me for many years after I quit Wells Fargo. I also have a checking with a brokerage house who provide some specific benefits. I recently closed my Wells Fargo account after 40 years. They have gotten dumber and dumber since I quit them in 2000. With WF fee structure, I’m amazed they have any customers. I'm sorry if I hurt you feelings when I called you stupid - I thought you already knew - Unknown ................................... When you have no future, you live in the past. " Sycamore Row" by John Grisham | |||
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| Member |
5/3 since 1987. I quit going through the drive through. I like going inside to see the lovely tellers I've known for many years! | |||
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Member |
Capital One given virtually everything I do is electronic at this point and their mobile/online banking app is second to none. Also, the accounts are totally free without any balance or deposit requirements. Works for me though it might not for others that still need regular retail banking services delivered via brick and mortar locations. ----------------------------- Guns are awesome because they shoot solid lead freedom. Every man should have several guns. And several dogs, because a man with a cat is a woman. Kurt Schlichter | |||
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| Member |
Calvin B. Taylor Bank. Locations in 4 counties. Everybody knows your name. In 2009, during a financial crisis, PNC Bank pulled every local businesses' line of credit. Taylor stepped in and saved a lot of businesses and jobs. Character counts. I'm a very happy customer. ---------------------------------------------------- Dances with Crabgrass | |||
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W07VH5 |
Local credit union. | |||
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member |
Our local Chase branch. Years ago it was Wickenburg's stand-alone bank with no national affiliations. Then it started getting "consumed" by national banks. It was Bank One when I moved here in 2002, been Chase for about 15 years. But it still retains its small town flavor. The employees have remained the same during all this (one CSR just retired after 30 years). All of the employees know me and call me Henry. I have two checking accounts, a Chase Visa and a Chase Mastercard, and a safe deposit box. NO debit cards, not even for ID. When they need to bring up my account on their terminal, I can recite my checking account # from memory. Local service at a national branch. When in doubt, mumble | |||
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Member |
I use Chase checking as a pass-through account to pay bills. The bulk of my money is with Alliant Credit Union. They just raised their savings interest rate to 1%. "If you’re a leader, you lead the way. Not just on the easy ones; you take the tough ones too…” – MAJ Richard D. Winters (1918-2011), E Company, 2nd Battalion, 506th Parachute Infantry Regiment, 101st Airborne "Woe to those who call evil good, and good evil... Therefore, as tongues of fire lick up straw and as dry grass sinks down in the flames, so their roots will decay and their flowers blow away like dust; for they have rejected the law of the Lord Almighty and spurned the word of the Holy One of Israel." - Isaiah 5:20,24 | |||
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| Member |
Small local Credit Union here too. _________________________________________________ "Once abolish the God, and the Government becomes the God." --- G.K. Chesterton | |||
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| Spinnin' Chain |
Appreciate the input. I have some research to do. We are in the midst of some estate planning that will require account name changes, so the timing is good. I haven't given consideration to a credit union; they're popular with you guys. I appreciate everyone's comments. Thanks! | |||
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Legalize the Constitution |
A regional bank; don’t care for the big nationals. _______________________________________________________ despite them | |||
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I Deal In Lead |
Pretty much my story. Bank One, then it became Chase. I get treated like family there and have been with them around 17 years or so. | |||
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Baroque Bloke |
I also bank with Wells Fargo. My financial manager owns and manages own his business, but operates under the Wells Fargo Advisors umbrella. Every weekday evening I logon to the Wells Fargo Advisors website to check my investment accounts. Then, with one click, I can go to my Wells Fargo bank account – very convenient. The Wells Fargo app on my iPhone has always been decent, but recent upgrades have made it superb. There’s been a lot of criticism of Wells Fargo on this forum, but I’ve had 15 years of good service there. Serious about crackers | |||
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