quote:

I know someone's routing / account number

It's 2026.
You can create hundreds of forged checks in a few minutes, or use ePayments sites that accept checks with that info +/- zip code.

There are dozens of reasons mailing around paper checks is way riskier than electronic payments, but some folks think the internet is de debil.

Oh - and how about as soon as your check hits the ground at almost every recipient, assuming it wasn''t lost or stolen in transit, it's getting digitized at that point? Business, and many individuals, aren't driving paper check to deposit at their bank.