Good evening, SF.

Working to make sure my financial house is in order, I poked the annual credit report site tonight and got my reports. I see that two addresses (apartment and PO box) for ex-mrs are on my list, as well as one credit card account for a national department store.

The store credit account is hers alone; we never had any joint accounts. I understand that these may be linked to me by way of the former marriage, but I'm wondering now if I should be concerned at all.

What say you?

The store credit card, if it is open and in good standing, shouldn't hurt your credit score, but things could change. The same goes for residences where you didn't reside. Contest any and all non-factual information before it potentially bites you.

She's not one to let a bill go unpaid, but I do appreciate your recommendation. I'll get on with the dispute process.